192 Mount Snowy Dr, Libby, MT 59923 Property Records

Lincoln County property record for 192 Mount Snowy Dr, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 4,465 sqft · built 1998
Lot Size	5.34 acres (232,785 sqft)
Owner	Individual Name on File
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Line of Credit + 1 more
APN	`R5614537`

Property Details

APN / Parcel Number

Primary APN	`R5614537`
Alternative APNs	`56-4068-11-4-01-08-0000` `0000013626`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,465 sqft Living Area
1st Floor Area	2,636 sqft
2nd Floor Area	1,829 sqft
Basement Area	2,610 sqft
Finished Basement	2,610 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	232,785 sqft (5.34 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	111 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013626
Street Address	192 MOUNT SNOWY DR
City	LIBBY
State	MT
Zip	59923-9615
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S11, T29 N, R31 W, C.O.S. 2412, PARCEL B, ACRES 5.344, OR TR 1FF, ASSR# 0000013626
Legal Range	31W
Legal Township	29N
Legal Section	11
Legal Subdivision	CS 2098 02
Legal Tract	2
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3058
Census Tract	100

Owner

Source: Lincoln County assessment roll, as of September 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	192 MOUNT SNOWY DR, LIBBY, MT 59923-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit ALASKA AIR GROUP CREDIT UNION
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit ALASKA AIR GROUP CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2006
Deed Sale	Jan 24, 2006
Deed Document Number	2006191367
Deed Book / Page	302 / 12
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Recording Date	Jun 25, 2026
Property Address	192 MOUNT SNOWY DR, LIBBY, MT 59923-9615
Document Number	0000321618
Book / Page	415 / 480
Instrument Date	Jun 24, 2026
Instrument	2026321618
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MOUNT SNOWY DR, LIBBY, MT 59923-9615

Mortgage

Document Number	0000321618,
Date	Jun 25, 2026
Book Page	415/480
Instrument	2026321618

Lender

Name	ALASKA AIR GROUP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	192 MOUNT SNOWY DR, LIBBY, MT 59923-9615
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	392/421
Date	Sep 20, 2021
Book Page	392/421
Instrument	296024

Lender

Name	ALASKA AIR GROUP CU
Type	Credit Union
Address	SEATTLE, WA 98188

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	192 MOUNT SNOWY DR, LIBBY, MT 59923-9615
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	387/857
Date	Feb 16, 2021
Book Page	387/857
Instrument	291209

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,280.00 (-25.72%)	$1,287,785 (+26.94%)	$1,287,785 (+26.94%) Land $131,285 Building $1,156,500
2023	$7,108.00	$1,014,516	$1,014,516 Land $81,046 Building $933,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Inland Cellular Telephone Company Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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