Merced County property record for 192 Montage Dr, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,891 sqft · built 2024 |
| Lot Size | 0.043 acres (1,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Nov 2025) |
| Tax Bill | $6,812 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan Jan 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-044-012-000 |
| Primary APN | 170-044-012-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,860 sqft (0.043 acres) |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 22 sqft |
| Old Parcel Number | 170-044-012 |
|---|---|
| Street Address | 192 MONTAGE DR |
| City | MERCED |
| State | CA |
| Zip | 95348-9112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | PASEO LOT 39 |
| Legal Subdivision | PASEO |
| Legal Lot Number | 39 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2500 |
Source: Merced County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Construction Mortgage CONSTRUCTION LOAN SERVICES LLC |
| Jan 6, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CONSTRUCTION LOAN SERVICES LLC |
| Nov 25, 2025 | Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY |
| Nov 25, 2025 | Grant Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP |
| Aug 16, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage CONSTRUCTION LOAN SERVICES II LLC |
| Apr 29, 2022 | Grant Deed, Construction Loan · Construction Mortgage CONSTRUCTION LOAN SERVICES II LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Apr 29, 2022 · Amount on Record |
| Deed Document Number | 202533726 |
| Prior Transfer Date | Nov 22, 2025 |
| Prior Transfer Doc | 0000033727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000018546 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 2023018546 |
| Name | CONSTRUCTION LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PUYALLUP, WA 98374 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000189 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 2025000189 |
| Name | CONSTRUCTION LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PUYALLUP, WA 98374 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 25, 2025 |
| Property Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Document Number | 0000033727 |
| Map Reference | MB 76 PG 39-44 |
| Instrument Date | Nov 22, 2025 |
| Instrument | 2025033727 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 25, 2025 |
| Property Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Document Number | 0000033726 |
| Map Reference | MB 76 PG 39-44 |
| Instrument Date | Aug 1, 2024 |
| Instrument | 2025033726 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Document Number | 0000033728 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025033728 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 16, 2022 |
| Property Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Document Number | 0000029725 |
| Map Reference | MB 76 PG 39-44 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022029725 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 25543, FRESNO, CA 93729-5543 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029726 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022029726 |
| Name | CONSTRUCTION LOAN SERVICES II LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PUYALLUP, WA 98374 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 29, 2022 |
| Property Address | 192 MONTAGE DR, MERCED, CA 95348-9112 |
| Document Number | 0000017201 |
| Map Reference | MB 76 PG 39-44 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022017201 |
| Transaction Type | Construction Loan |
| Record Updated | May 30, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4975 E BUTLER AVE # 19, 19, FRESNO, CA 93727-5030 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017202 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022017202 |
| Name | CONSTRUCTION LOAN SERVICES II LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $500,000 (+9.54%) Land $70,000 Building $430,000 | |
| 2025 | $6,812.00 (+1,603%) | $456,460 (+1,167.73%) Land $37,460 Building $419,000 |
| 2023 | $400.00 (+238.98%) | $36,006 Land $36,006 |
| 2022 | $118.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1998–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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