192 Middle Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 192 Middle Rd, Naples, ME 04055 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	960 sqft
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Oct 2017)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R11 L:0065 S:000C`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R11 L:0065 S:000C`
Alternative APN	`3713`

Interior

Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Lot Area	87,991 sqft (2.02 acres)

Location & Zoning

Account Number	3713
Street Address	192 MIDDLE RD
City	NAPLES
State	ME
Zip	04055-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	65
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2005
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records · APN NAPL M:R11 L:0065 S:000C

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	192 MIDDLE RD, NAPLES, ME 04055-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	201752812
Deed Book / Page	34389 / 325
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	192 MIDDLE RD, NAPLES, ME 04055-5019
Document Number	0343900024
Book / Page	034390 / 000024
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	TWO LIGHTS SETTLEMENTS SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MIDDLE RD NAPLES ME 040555019, NAPLES, ME 04055-5019

Mortgage

Document Number	0343900024
Date	Oct 16, 2017
Book Page	034390/000024
Instrument	52813

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Cumberland County and Naples Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,248.00 (+3.83%)	$236,614 (-) Land $60,856 Building $175,758
2023	$2,165.00 (+10.91%)	$236,614 (-) Land $60,856 Building $175,758
2022	$1,952.00	$236,614 Land $60,856 Building $175,758

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050140012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 5 of 7 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.