192 Middle Rd, Boothbay Harbor, ME 04538 Property Records

Lincoln County and Boothbay Harbor Town property record for 192 Middle Rd, Boothbay Harbor, ME 04538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1994
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BOOH M:029 L:036-A`

Property Details

APN / Parcel Number

Primary APN	`BOOH M:029 L:036-A`
Alternative APNs	`M:029 L:036=A` `2213 RE` `2213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	3,541 sqft
1st Floor Area	1,103 sqft
Basement Area	1,103 sqft
Unfinished Basement	1,103 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,954 sqft (1.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2213
Street Address	192 MIDDLE RD
City	BOOTHBAY HARBOR
State	ME
Zip	04538-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	36-A
Jurisdiction	BOOTHBAY HARBOR ME
Township / Civil Division	BOOTHBAY HARBOR
Census Block Group	2
Census Block	2015
Census Tract	976200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

192 Middle Rd is owner-occupied and held in a trust since February 2024.

Source: Lincoln County and Boothbay Harbor Town records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	192 MIDDLE RD, BOOTHBAY HARBOR, ME 04538-1736
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2017	Deed of Trust, Mortgage CUSO MORTGAGE CORP
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2024
Transfer Doc	0061340019
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOOTHBAY HARBOR ME
Property Address	192 MIDDLE RD, BOOTHBAY HARBOR, ME 04538-1736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051100294
Date	Mar 7, 2017
Book Page	05110/0294
Instrument	000000024953

Lender

Name	CUSO MORTGAGE CORP

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOOTHBAY HARBOR ME
Property Address	192 MIDDLE RD, BOOTHBAY HARBOR, ME 04538-1736
Document Number	0055000209
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MIDDLE RD BOOTHBAY HARBOR ME 045381736, BOOTHBAY HARBOR, ME 04538-1736

Mortgage

Document Number	0055000209
Date	Mar 16, 2020
Book Page	005500/000209
Instrument	59345

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 192 Middle Rd was $2,820, up 5.3% from the year before.

Source: Lincoln County and Boothbay Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Boothbay Harbor Town
Unified School District	Boothbay-Boothbay Harbor Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00 (+5.3%)	$283,400 (-) Land $85,300 Building $198,100
2024	$2,678.00 (+5.6%)	$283,400 (-) Land $85,300 Building $198,100
2023	$2,536.00	$283,400 Land $85,300 Building $198,100	$374,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Middle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Middle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOOTHBAY REGION WATER DISTRICT serves 8,448 people · EPA ID ME0090200
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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