192 Meadow St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 192 Meadow St, Naugatuck, CT 06770

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 4.5 ba · 2,941 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$7,400 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:15-47W21`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:15-47W21`
Alternative APNs	`NAUG M:040 L:2800` `AL13 47W21` `040-2800` `40-2800`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	6 Units
Stories	2 Stories
Building Area	2,941 sqft Total Area
Gross Area	4,480 sqft
Attic	Attic
Attic Area	718 sqft
Basement Area	958 sqft
Unfinished Basement	958 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40-2800
Street Address	192 MEADOW ST
City	NAUGATUCK
State	CT
Zip	06770-4064
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R8
Legal Lot Number	2800
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1002
Census Tract	345300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Naugatuck Center Historic District listed 1999 · 137 contributing resources · NRIS 99000859

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

192 Meadow St, a commercial property, is owned by an individual who acquired it in July 2024.

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THOMASTON SAVINGS BANK
Jul 25, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage AFC MORTGAGE GROUP LLC
Mar 25, 2021	Quit Claim Deed, Transfer
Jul 19, 2018	Warranty Deed, Transfer FLAGSTAR BANK FSB
Jul 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021
Deed Sale	Nov 29, 2021
Prior Sale	Mar 25, 2021 · Amount on File
Deed Document Number	20215405
Deed Book / Page	1090 / 477
Last Transfer Date	Jul 25, 2024
Transfer Doc	001142-865
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001170-774
Date	Nov 10, 2025
Book Page	1170/774
Instrument	2025-3519

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 25, 2024
Property Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064
Document Number	001142-865
Book / Page	1142 / 865
Instrument Date	Jul 25, 2024
Instrument	20241932
Transaction Type	Transfer
Record Updated	Aug 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 29, 2021
Property Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064
Document Number	001090-477
Book / Page	1090 / 477
Instrument Date	Nov 19, 2021
Instrument	5405
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064

Mortgage

Document Number	0000005406
Date	Nov 29, 2021
Instrument	5406

Lender

Name	AFC MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 25, 2021
Property Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064
Document Number	001068-402
Book / Page	1068 / 402
Instrument Date	Jan 29, 2021
Instrument	1196
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 19, 2018
Property Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064
Document Number	1014-215
Book / Page	1014 / 215
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	10140217
Date	Jul 19, 2018
Instrument	01014/0217

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 19, 2018
Property Address	192 MEADOW ST, NAUGATUCK, CT 06770-4064
Document Number	1014-231
Book / Page	001014 / 000231
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 MEADOW ST NAUGATUCK CT 067704038, NAUGATUCK, CT 06770-4038

Tax Assessment & Valuation

The 2026 property tax bill for 192 Meadow St was $7,400, up 2.1% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,400.00 (+2.14%)	$182,980 (+0.5%) Land $80,500 Building $102,480
2025	$7,245.00	$182,070 Land $80,500 Building $101,570	$260,100 Land $115,000 Building $145,100
2024	$7,245.00 (-11.08%)
2023	$8,148.00 (+33.71%)	$182,070 (+42.67%) Land $80,500 Building $101,570
2022	$6,094.00	$127,620 Land $80,490 Building $47,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Meadow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Meadow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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