Montgomery County and Amsterdam Town property record for 192 Maclachlan Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1990 |
| Lot Size | 0.472 acres (20,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Oct 2025) |
| Tax Bill | $3,403 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2025 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 272089 57.-3-6 |
| Primary APN | 272089 57.-3-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,600 sqft (0.472 acres) |
| Lot Dimensions | 206 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 192 MACLACHLAN RD |
|---|---|
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-7116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 72100 |
192 Maclachlan Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Montgomery County and Amsterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 SARATOGA AVE, 3, BROADALBIN, NY 12025-2152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FCU |
| Oct 2, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on File |
| Deed Sale | Oct 2, 2025 · Amount on File |
| Prior Sale | Jun 30, 2000 · Amount on File |
| Deed Document Number | 20253391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 192 MACLACHLAN RD, AMSTERDAM, NY 12010-7116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | QUICKSILVA TITLE LLC, QUICKSILVA TITLE, LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003664 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-93664 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 192 MACLACHLAN RD, AMSTERDAM, NY 12010-7116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000198 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 2025-2198 |
| Name | BROADVIEW FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Oct 2, 2025 |
| Property Address | 192 MACLACHLAN RD, AMSTERDAM, NY 12010-7116 |
| Document Number | 0000000391 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-3391 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SARATOGA AVE # 3, 3, BROADALBIN, NY 12025-2152 |
| Document Number | 0000000392 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025-3392 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 192 Maclachlan Rd was $3,403 with a homeowner's exemption, up 90.8% from the year before.
Source: Montgomery County and Amsterdam Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Amsterdam Town |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,403.00 (+90.75%) Homeowner's exemption | ||
| 2025 | $1,784.00 (-52.84%) | $11,200 (-) Land $1,000 Building $10,200 | $186,667 (+8.33%) Land $16,667 Building $170,000 |
| 2024 | $3,783.00 Homeowner's exemption | $11,200 (-) Land $1,000 Building $10,200 | $172,308 (+7.69%) Land $15,385 Building $156,923 |
| 2023 | $11,200 Land $1,000 Building $10,200 | $160,000 Land $14,286 Building $145,714 | |
| 2020 | $1,891.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 192 Maclachlan Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1980–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Maclachlan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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