McDowell County property record for 192 Lovers Ln, Gary, WV 24836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 1957 |
| Lot Size | 0.361 acres (15,725 sqft) |
| Owner | Individual Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-17-0087.0000 |
| Primary APN | 07-17-0087.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 2,256 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 15,725 sqft (0.361 acres) |
| Lot Dimensions | 139 ft deep x 111 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00400486 |
|---|---|
| Street Address | 192 LOVERS LN |
| City | GARY |
| State | WV |
| Zip | 24836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L23 BL C GARY |
| Legal Lot Number | 23 |
| Jurisdiction | MCDOWELL WV |
| Township / Civil Division | NORTH ELKIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 954501 |
Source: McDowell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 535, WILCOE, WV 24895-0535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: McDowell County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | McDowell County |
| Municipality | Gary City |
| Unified School District | McDowell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,280 (+65.52%) Land $900 Building $16,380 | $28,800 (+65.52%) Land $1,500 Building $27,300 | |
| 2025 | Homeowner's exemption Disabled Person's exemption | $10,440 (-) Land $900 Building $9,540 | $17,400 (-) Land $1,500 Building $15,900 |
| 2023 | Homeowner's exemption Disabled Person's exemption | $10,440 Land $900 Building $9,540 | $17,400 Land $1,500 Building $15,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1995–2010) |
| Claims Outside the SFHA | 6 of 24 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 82% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GARY serves 1,633 people · EPA ID WV3302420 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Dec 2019 Coliform assessment currently in violation since Jun 2016 |
| Monitoring and Reporting | 115 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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