Cumberland County and Pownal Town property record for 192 Lawrence Rd, Pownal, ME 04069
| Property Type | Single Family Home |
|---|---|
| Details | 1,626 sqft · built 1984 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,193 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance May 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | POWN M:009 L:064 |
| Primary APN | POWN M:009 L:064 |
|---|---|
| Alternative APN |
|
| Building Area | 1,626 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Multi-Family |
| Lot Area | 522,720 sqft (12 acres) |
| Account Number | 248 |
|---|---|
| Street Address | 192 LAWRENCE RD |
| City | POWNAL |
| State | ME |
| Zip | 04069-6100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 64 |
| Jurisdiction | POWNAL ME |
| Township / Civil Division | POWNAL |
| Census Block Group | 5 |
| Census Block | 5043 |
| Census Tract | 11500 |
192 Lawrence Rd is owned and occupied by two individuals.
Source: Cumberland County and Pownal Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 LAWRENCE RD, POWNAL, ME 04069-6100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 22, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWNAL ME |
| Property Address | 192 LAWRENCE RD, POWNAL, ME 04069-6100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0395840181 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 39584/181 |
| Instrument | 36637 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWNAL ME |
| Property Address | 192 LAWRENCE RD, POWNAL, ME 04069-6100 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0394250037 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 39425/37 |
| Instrument | 25355 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWNAL ME |
| Property Address | 192 LAWRENCE RD, POWNAL, ME 04069-6100 |
| Document Number | 0348760163 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 192 LAWRENCE RD POWNAL ME 040696100, POWNAL, ME 04069-6100 |
| Document Number | 0348760163 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 034876/000163 |
| Instrument | 24474 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 192 Lawrence Rd was $6,193, up 15.3% from the year before.
Source: Cumberland County and Pownal Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Pownal Town |
| Unified School District | Regional School Unit 05 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,193.00 (+15.28%) | $404,800 (+28.1%) Land $136,200 Building $268,600 |
| 2024 | $5,372.00 (+8.35%) | $316,000 (+20.15%) Land $110,300 Building $205,700 |
| 2023 | $4,958.00 (+4.73%) | $263,000 (-) Land $91,900 Building $171,100 |
| 2022 | $4,734.00 | $263,000 Land $91,900 Building $171,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 192 Lawrence Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Lawrence Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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