192 Laurel Crossing Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 192 Laurel Crossing Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,764 sqft · built 1994
Owner	2 Individual Names on Record
Last Sale	$370,000 (Apr 2020)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`309-03-0A-002-SCX`

Property Details

APN / Parcel Number

Primary APN	`309-03-0A-002-SCX`
Alternative APN	`23137`

Interior

Stories	2 Stories
Building Area	2,764 sqft Gross Area
Gross Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Area	320 sqft
Porch	Porch
Porch Area	84 sqft
Deck Area	190 sqft

Location & Zoning

Account Number	23137
Old Parcel Number	309-03-0A-002 SCX
Street Address	192 LAUREL CROSSING DR
City	LUGOFF
State	SC
Zip	29078-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 2
Legal Subdivision	LAUREL XING SUB
Legal Lot Number	2
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	192 LAUREL CROSSING DR, LUGOFF, SC 29078-9194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
May 6, 2019	Grant Deed, Transfer · Line of Credit SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	0000042111
Deed Book / Page	2326 / 132
Prior Transfer Date	Mar 5, 2008
Prior Transfer Doc	02136
Record Updated	Jun 8, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 28, 2020
Property Address	192 LAUREL CROSSING DR, LUGOFF, SC 29078-9194
Document Number	0000003582
Book / Page	004211 / 000001
Instrument Date	Apr 17, 2020
Instrument	3582
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	192 LAUREL CROSSING DR LUGOFF SC 290789194, LUGOFF, SC 29078-9194

Mortgage

Document Number	3583
Date	Apr 28, 2020
Book Page	004211/000004
Instrument	3583

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	192 LAUREL CROSSING DR, LUGOFF, SC 29078-9194
Document Number	0000001145
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 LAUREL CROSSING DR LUGOFF SC 290789194, LUGOFF, SC 29078-9194

Mortgage

Document Number	0000001145
Date	Feb 10, 2020
Book Page	004165/000307
Instrument	1145

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 9, 2030

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 6, 2019
Property Address	192 LAUREL CROSSING DR, LUGOFF, SC 29078-9194
Document Number	0000003350
Book / Page	004022 / 000001
Instrument Date	Apr 29, 2019
Instrument	3350
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	192 LAUREL CROSSING DR LUGOFF SC 290789194, LUGOFF, SC 29078-9194

Mortgage

Document Number	3351
Date	May 6, 2019
Book Page	004022/000004
Instrument	3351

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,472.00 (+62.63%)	$370,000 (-) Land $35,000 Building $335,000	$370,000 (-)
2023	$1,520.00	$370,000 Land $35,000 Building $335,000	$370,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

192 Laurel Crossing Dr, Lugoff, SC 29078 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Laurel Crossing Dr

Nearby Streets

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