192 Lakeover Cir, Athens, GA 30607 Property Records

Athens-Clarke County Unified Government property record for 192 Lakeover Cir, Athens, GA 30607

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,072 sqft · built 2002
Lot Size	0.7 acres (30,656 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Mar 2019)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-1-A3 B-008`

Property Details

APN / Parcel Number

Primary APN	`06-1-A3 B-008`
Alternative APNs	`061A3 B 8` `1253`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,072 sqft Heated Area
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,656 sqft (0.7 acres)
Garage Area	520 sqft

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1253
Street Address	192 LAKEOVER CIR
City	ATHENS
State	GA
Zip	30607-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-25
Legal Description	SUBD BLK: C,LOT: 8;
Legal Subdivision	RES-BV-032
Legal Block	C
Legal Lot Number	8
Jurisdiction	CLARKE GA
Township / Civil Division	BOGART
Census Block Group	1
Census Block	1000
Census Tract	130500

Owner

192 Lakeover Cir is owned and occupied by two individuals who acquired it in March 2019.

Source: Athens-Clarke County Unified Government records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 LAKEOVER CIR, ATHENS, GA 30607-2044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ
Apr 1, 2019	Grant Deed, Transfer · FHA Mortgage SYNOVUS MTG
Apr 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Jul 17, 2017	Grant Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	2019957
Deed Book / Page	4817 / 420
Last Transfer Date	Mar 29, 2019
Transfer Doc	0048160442
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	192 LAKEOVER CIR, ATHENS, GA 30607-2044
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 LAKEOVER CIR, ATHENS, GA 30607-2044

Mortgage

Document Number	0051600000000243
Date	Apr 2, 2021
Book Page	0000005160/0000000243

Lender

Name	NEWREZ

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Apr 1, 2019
Property Address	192 LAKEOVER CIR, ATHENS, GA 30607-2044
Document Number	0048160420
Book / Page	004816 / 000420
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 LAKEOVER CIR ATHENS GA 306072044, ATHENS, GA 30607-2044

Mortgage

Document Number	48160422
Date	Apr 1, 2019
Book Page	004816/000422

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARKE GA
Recording Date	Apr 1, 2019
Property Address	192 LAKEOVER CIR, ATHENS, GA 30607-2044
Document Number	0048160442
Book / Page	004816 / 000442
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	192 LAKEOVER CIR ATHENS GA 306072044, ATHENS, GA 30607-2044

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	192 LAKEOVER CIR, ATHENS, GA 30607-2044
Document Number	0047490416
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 LAKEOVER CIR ATHENS GA 306072044, ATHENS, GA 30607-2044

Mortgage

Document Number	0047490416
Date	Aug 28, 2018
Book Page	004749/000416

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Jul 17, 2017
Property Address	192 LAKEOVER CIR, ATHENS, GA 30607-2044
Document Number	0046120001
Book / Page	004612 / 000001
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 LAKEOVER DR ATHENS GA 30607, ATHENS, GA 30607

Mortgage

Document Number	46120003
Date	Jul 17, 2017
Book Page	004612/000003

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 192 Lakeover Cir was $3,802.

Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,802.00	$122,474 Land $14,000 Building $108,474	$306,186 Land $35,000 Building $271,186
2023	$3,467.00 (+10.27%)	$110,954 (+12.55%) Land $14,000 Building $96,954	$277,386 (+12.55%) Land $35,000 Building $242,386
2022	$3,144.00	$98,586 Land $12,000 Building $86,586	$246,464 Land $30,000 Building $216,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 192 Lakeover Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Lakeover Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeover Cir

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