Chenango County and Afton Town property record for 192 Kathy Ln, Bainbridge, NY 13733
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,400 sqft · built 1985 |
| Lot Size | 17 acres (740,520 sqft) |
| Owner | Individual on Record |
| Last Sale | $120,000 (May 2021) |
| Tax Bill | $3,663 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 082089 291.-1-2 |
| Primary APN | 082089 291.-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 740,520 sqft (17 acres) |
| Porch | Slab |
| Porch Area | 608 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0111106 |
|---|---|
| Street Address | 192 KATHY LN |
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | AFTON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970901 |
Source: Chenango County and Afton Town assessment roll, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 938 CHESTNUT ST, FRANKLIN SQUARE, NY 11010-4037 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| May 20, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Deed Document Number | 2021-00000853 |
| Prior Transfer Date | Feb 25, 2021 |
| Prior Transfer Doc | 0000000853 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 192 KATHY LN, BAINBRIDGE, NY 13733-2204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2022000001505 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 20220-00001505 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | May 20, 2021 |
| Property Address | 192 KATHY LN, BAINBRIDGE, NY 13733-2204 |
| Document Number | 2021000000853 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 20210-00000853 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 CHESTNUT ST, FRANKLIN SQUARE, NY 11010-4037 |
Source: Chenango County and Afton Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Afton Town |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,663.00 | $59,500 (-) Land $26,000 Building $33,500 | $141,667 (+19.05%) Land $61,905 Building $79,762 |
| 2023 | $59,500 Land $26,000 Building $33,500 | $119,000 Land $52,000 Building $67,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delhi Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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