192 Jeffers Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 192 Jeffers Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,812 sqft · built 2000
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$126,370 (Jun 2000)
Tax Bill	$1,512 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E348-00-00-042`

Property Details

APN / Parcel Number

Primary APN	`E348-00-00-042`
Alternative APNs	`E348 00 00 0420` `39769`

Interior

Stories	1 Story
Building Area	2,812 sqft Gross Area
Gross Area	2,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Porch
Porch Area	132 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	39769
Old Parcel Number	E348 00 00 0420
Street Address	192 JEFFERS CIR
City	ELGIN
State	SC
Zip	29045-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	880-57 766-134 JEFFERS CIR
Legal Subdivision	C & C BUILDERS INC JEFFERS #C
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	970908

Owner

192 Jeffers Cir is owned and occupied by two individuals who bought it in June 2000.

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	192 JEFFERS CIR, ELGIN, SC 29045-9258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage NAVY FCU
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2000 · Amount on File
Deed Sale	Jun 7, 2000 · Amount on File
Deed Document Number	0000088057
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	192 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0000006849
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 JEFFERS CIR ELGIN SC 290459258, ELGIN, SC 29045-9258

Mortgage

Document Number	0000006849
Date	Aug 3, 2020
Book Page	004273/000138
Instrument	6849

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	192 JEFFERS CIR, ELGIN, SC 29045-9258
Document Number	0000002453
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 JEFFERS CIR ELGIN SC 290459258, ELGIN, SC 29045-9258

Mortgage

Document Number	0000002453
Date	Mar 29, 2018
Book Page	003838/000044
Instrument	2453

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2033

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Municipality	Elgin Town
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,500 Land $20,000 Building $158,500	$178,500
2023	$1,512.00	$178,500 Land $20,000 Building $158,500	$178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Jeffers Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Jeffers Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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