192 Iris Ln, Whittier, NC 28789 Property Records

Jackson County property record for 192 Iris Ln, Whittier, NC 28789

Property Summary

Property Type	Other Improved
Details	4 bd · 3 ba · 1,836 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7613-71-3239`

Property Details

APN / Parcel Number

Primary APN	`7613-71-3239`
Alternative APN	`121513`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	196 sqft
Patio Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	192 IRIS LN
City	WHITTIER
State	NC
Zip	28789-7778
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 1 CROSS & SQUIBB
Legal Lot Number	1
Jurisdiction	JACKSON NC
Township / Civil Division	QUALLA
Census Block Group	4
Census Block	4050
Census Tract	940200

Owner

192 Iris Ln is owned and occupied by two individuals who acquired it in August 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 IRIS LN, WHITTIER, NC 28789-7778
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 11, 2022	Intrafamily Transfer, Transfer
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 10, 2022
Transfer Doc	0023401756
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 21, 2026
Property Address	192 IRIS LN, WHITTIER, NC 28789-7778
Document Number	2424000551
Book / Page	2424 / 551
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 IRIS LN, WHITTIER, NC 28789-7778

Mortgage

Document Number	2424000614,
Date	Jul 21, 2026
Book Page	2424/614

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Aug 11, 2022
Property Address	192 IRIS LN, WHITTIER, NC 28789-7778
Document Number	0023401756
Book / Page	2340 / 1756
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 IRIS LN, 192, WHITTIER, NC 28789-7778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 IRIS LN, WHITTIER, NC 28789-7778

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	192 IRIS LN, WHITTIER, NC 28789-7778
Document Number	0022710783
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 IRIS LN WHITTIER NC 287897778, WHITTIER, NC 28789-7778

Mortgage

Document Number	0022710783
Date	Jul 15, 2020
Book Page	002271/000783

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 192 Iris Ln was $2,257.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$594,195 (-) Land $32,940 Building $561,255
2025	$2,257.00	$594,195 Land $32,940 Building $561,255
2023	$1,466.00	$385,800 Land $43,740 Building $342,060

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 192 Iris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Iris Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon, Zito Media.

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