192 Howard St, Ardmore, OK 73401 Property Records

Carter County property record for 192 Howard St, Ardmore, OK 73401

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 672 sqft · built 1984
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Feb 2025)
Tax Bill	$387 (2025)
Deeds & Mortgages	Jan 2025 Sale Feb 2025 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24551`

Property Details

APN / Parcel Number

Primary APN	`24551`
Alternative APN	`2990-06-05S-01E-1-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	56 ft deep x 14 ft wide
Garage Type	Detached
Garage Area	308 sqft

Exterior Amenities

Deck Area	64 sqft
Shed	1 Shed
Shed Area	240 sqft
Utility Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24551
Street Address	192 HOWARD ST
City	ARDMORE
State	OK
Zip	73401-8275
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	BEG 210 N SE/C SE NW NE; N 252; W 660; S 132; E 330; S 330; E 120; N 210; E 210 TO POB LESS PT BEG 1974.73 W & 871.28 S NE/C
Legal Range	01E
Legal Township	05S
Legal Section	06
Legal Subdivision	LONE GROVE CITY TRACTS
Legal Block	5S
Legal Lot Number	1E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3018
Census Tract	892502

Owner

192 Howard St, a mobile home, is owned and occupied by two individuals who bought it in February 2025.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 HOWARD ST, ARDMORE, OK 73401-8275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Warranty Deed, Transfer ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV
Feb 3, 2025	Re-recorded Document ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV
Jun 28, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Jan 16, 2025 · Amount on File
Deed Document Number	20251043
Deed Book / Page	7645 / 206
Prior Transfer Date	Jul 7, 1999
Prior Transfer Doc	3417000039
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 16, 2025
Property Address	192 HOWARD ST, ARDMORE, OK 73401-8275
Document Number	0007639/12
Book / Page	7639 / 12
Instrument Date	Jan 14, 2025
Instrument	I-2025-000523
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV

Transaction

Amount	Amount on Record
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	192 HOWARD ST, ARDMORE, OK 73401-8275

February 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CARTER OK
Recording Date	Feb 3, 2025
Property Address	192 HOWARD ST, ARDMORE, OK 73401-8275
Document Number	007645/205
Book / Page	7645 / 205
Instrument Date	Jan 14, 2025
Instrument	I-2025-001043
Record Updated	Jan 27, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	192 HOWARD ST, ARDMORE, OK 73401-8275

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 28, 2019
Property Address	192 HOWARD ST, ARDMORE, OK 73401-8275
Document Number	006737/298
Book / Page	6737 / 298
Instrument Date	Jun 25, 2019
Instrument	2019-007364
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	294 HOWARD ST, ARDMORE, OK 73401-2300

Mortgage

Document Number	2019007365
Date	Jun 28, 2019
Instrument	2019-007365

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 25, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 192 Howard St was $387.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,000 (+142.91%) Land $2,448 Building $6,552	$75,000 (+12.14%) Land $20,400 Building $54,600
2025	$387.00	$3,705 Land $2,599 Building $1,106	$66,879 Land $40,000 Building $26,879
2023	$352.00	$3,361 Land $2,085 Building $1,276	$53,848 Land $30,001 Building $23,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 192 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Howard St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE GROVE serves 4,863 people · EPA ID OK2001007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chickasaw Telephone Company Fiber	1,000 / 500
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100

May also be available: 360 Broadband.

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