Cherokee County property record for 192 Harvard Ln, Andrews, NC 28901
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 6 ba · 3,204 sqft · built 2011 |
| Lot Size | 21.1 acres (921,730 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Jan 2021) |
| Tax Bill | $5,054 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 555602595055000 |
| Primary APN | 555602595055000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 3,204 sqft Heated Area |
| Upper Floors Area | 1,212 sqft |
| Basement Area | 1,992 sqft |
| Finished Basement | 1,992 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 921,730 sqft (21.1 acres) |
| Lot Width | 30 ft Width |
| Terrain | Mountain |
| Garage Type | Mixed |
| Garage Area | 1,192 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 816 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 53762 |
|---|---|
| Street Address | 192 HARVARD LN |
| City | ANDREWS |
| State | NC |
| Zip | 28901-0318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR MOSES 1430/635 1492/372 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 930102 |
192 Harvard Ln, a rural home, is owned by an individual who bought it in January 2021.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 74 BROADHAVEN DR, PONTE VEDRA, FL 32081-0908 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Deed Document Number | 484 |
| Deed Book / Page | 1670 / 634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 21, 2021 |
| Property Address | 192 HARVARD LN, ANDREWS, NC 28901-0318 |
| Document Number | 001670/634 |
| Book / Page | 1670 / 634 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 484 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 192 HARVARD LN, ANDREWS, NC 28901-0318 |
| Name | Verified Name |
|---|---|
| Address | 74 BROADHAVEN DR, PONTE VEDRA, FL 32081-0908 |
| Investor | Possibly a Property Investor |
| Document Number | 0001670638 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 1670/638 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 192 Harvard Ln was $5,054.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,054.00 | $748,440 | $748,440 Land $107,070 Building $641,370 |
| 2023 | $748,440 | $748,440 Land $107,070 Building $641,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 Harvard Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Harvard Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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