Grady County property record for 192 Gray Rd, Cairo, GA 39827 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,698 sqft Heated Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2021) |
| Tax Bill | $1,378.00 (2025) |
| Primary APN | 0066A-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,698 sqft Heated Area |
| 1st Floor | 1,698 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 84 sqft Utility Area |
| Utility Room | Utility Room |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 280 sqft Garage |
| Carport | Carport |
| Carport Area | 280 sqft Carport |
| Patio Area | 196 sqft Patio |
| Porch Area | 382 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 5113 |
|---|---|
| Street Address | 192 GRAY RD |
| City | CAIRO |
| State | GA |
| Zip | 39827-7311 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SOMERSET EST |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | GRADY GA |
| Minor Civil Division | CAIRO |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 950401 |
Source: Grady County records · APN 0066A-004-000
Assessment roll updated March 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 192 GRAY RD, CAIRO, GA 39827-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2021 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Jul 27, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | May 03, 2001 · Amount on Record |
| Deed Doc Number | 2021708 |
| Deed Book / Page | 892 / 114 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 192 GRAY RD, CAIRO, GA 39827-7311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 192 GRAY RD, CAIRO, GA 39827-7311 |
| Document Number | 0000000890/0000000681 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 0000000890/0000000681 |
| Name | AMERIS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Jul 27, 2021 |
| Property Address | 192 GRAY RD, CAIRO, GA 39827-7311 |
| Document Number | 892/114 |
| Book / Page | 892 / 114 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-000708 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 GRAY RD, CAIRO, GA 39827-7311 |
| Document Number | 0000000892/0000000116 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 0000000892/0000000116 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Grady County records · Assessment roll updated March 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,378.00 (-19.93%) Homeowner's exemption | $64,342 (+15.02%) Land $8,000 Building $56,342 | $160,855 (+15.02%) Land $20,000 Building $140,855 |
| 2024 | $1,721.00 (+23.46%) | $55,942 (+23.5%) Land $8,000 Building $47,942 | $139,855 (+23.5%) Land $20,000 Building $119,855 |
| 2023 | $1,394.00 (+12.15%) | $45,298 (-) Land $6,000 Building $39,298 | $113,245 (-) Land $15,000 Building $98,245 |
| 2022 | $1,243.00 | $45,298 Land $6,000 Building $39,298 | $113,245 Land $15,000 Building $98,245 |
192 Gray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Grady County (13131C), updated September 28, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 52nd in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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