192 Gilbert Dr, Santa Rosa, CA 95405 Property Records

Sonoma County property record for 192 Gilbert Dr, Santa Rosa, CA 95405

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,429 sqft · built 1994
Lot Size0.262 acres (11,429 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Aug 2012)
Tax Bill$5,745 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN014-071-092-000

Property Details

APN / Parcel Number

Primary APN014-071-092-000
Alternative APN
  • 014-071-092

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,429 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleL-Shape
Construction TypeWood
Lot Area11,429 sqft (0.262 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number014-071-092
Street Address192 GILBERT DR
CitySANTA ROSA
StateCA
Zip95405-4745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description94 FM PT 014-071-088 PM 513 LOT 3
Legal SubdivisionCITY OF SANTA ROSA PARCEL MAP #513
Legal Block1
Legal Lot Number3
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group1
Census Block1000
Census Tract151800

Owner

192 Gilbert Dr is owned and occupied by an individual who bought it in August 2012.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address192 GILBERT DR, SANTA ROSA, CA 95405-4745
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
FINANCIAL PARTNERS CU
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Oct 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PTRS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2012 · Amount on File
Deed SaleAug 2, 2012 · Amount on File
Prior SaleJan 19, 2012 · Amount on File
Deed Document Number201274377
Prior Transfer DateSep 27, 2002
Prior Transfer Doc0000154962
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address192 GILBERT DR, SANTA ROSA, CA 95405-4745
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 GILBERT DR, SANTA ROSA, CA 95405-4745

Mortgage

Document Number0000057839
DateNov 27, 2023
Instrument2023057839
Lender
NameFINANCIAL PARTNERS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address192 GILBERT DR, SANTA ROSA, CA 95405-4745
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 GILBERT DR, SANTA ROSA, CA 95405-4745

Mortgage

Document Number0000099745
DateSep 2, 2021
Instrument2021099745
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJun 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address192 GILBERT DR, SANTA ROSA, CA 95405-4745
Document Number0000079261
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address192 GILBERT DR SANTA ROSA CA 954054745, SANTA ROSA, CA 95405-4745

Mortgage

Document Number0000079261
DateOct 31, 2019
Instrument79261
Lender
NameFINANCIAL PTRS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 192 Gilbert Dr was $5,745.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$508,690 (+2%) Land $178,354 Building $330,336
2025$5,745.00$498,716 Land $174,857 Building $323,859
2023$5,576.00 (+6.7%)$479,352 Land $168,068 Building $311,284
2022$5,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 192 Gilbert Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–2005)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Gilbert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Gilbert Dr

Nearby Streets

Search Property Records by Address or Parcel Number