192 Gates Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 192 Gates Rd, Schellsburg, PA 15559 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Year Built	Built 1985
Square Footage	784 sqft Living Area
Lot Size	522,720 sqft (12 acres)
Occupancy	Owner Occupied
Last Sale	$65,000 (2014)
Tax Bill	$3,047.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`B.09-0.00-032-A`
Alternative APN	`130-073513`

Interior

Building Area	784 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	522,720 sqft (12 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	192 GATES RD
City	SCHELLSBURG
State	PA
Zip	15559-6926
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	192 GATES ROAD
Jurisdiction	BEDFORD PA
Minor Civil Division	JUNIATA
Census Blockgroup	3
Census Block	3013
Census Tract	960900

Owner

Source: Bedford County records · APN B.09-0.00-032-A

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	192 GATES RD, SCHELLSBURG, PA 15559-6926
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK
Jun 22, 2023	Intrafamily Transfer, Transfer · Building or Construction Mortgage RELIANCE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2014 · Amount on Record
Deed Sale	Mar 06, 2014 · Amount on Record
Prior Sale	Sep 01, 1981 · Amount on Record
Deed Doc Number	20143509
Deed Book / Page	1503 / 682
Last Transfer Date	Jun 16, 2023
Transfer Doc	02023/2605
Record Refreshed	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Recording Date	Aug 06, 2026
Property Address	192 GATES RD, SCHELLSBURG, PA 15559-6926
Document Number	0000003545
Instrument Date	Jul 31, 2026
Instrument	20263545
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 GATES RD, SCHELLSBURG, PA 15559-6926

Mortgage

Document Number	0000003545,
Date	Aug 06, 2026
Instrument	20263545

Lender

Name	HOMETOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Jun 22, 2023
Property Address	192 GATES RD, SCHELLSBURG, PA 15559-6926
Document Number	02023/2605
Book / Page	2023 / 2605
Instrument Date	Jun 16, 2023
Instrument	2023-002605
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 GATES RD, SCHELLSBURG, PA 15559-6926

Mortgage

Document Number	2023002606
Date	Jun 22, 2023
Instrument	2023-002606

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 01, 2054

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Juniata Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,047.00 (+8.67%)	$198,510 (-) Land $25,910 Building $172,600	$198,510 (-11.02%) Land $50,500 Building $172,600
2025	$2,804.00 (+489.08%)	$198,510 (+446.71%) Land $25,910 Building $172,600	$223,100 (+266.34%) Land $50,500 Building $172,600
2023	$476.00 (+1.28%) Additional exemption filed	$36,310 (-) Land $25,910 Building $10,400
2022	$470.00 Additional exemption filed	$36,310 Land $25,910 Building $10,400
2012			$60,900 Land $50,500 Building $10,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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