192 Garner Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 192 Garner Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,252 sqft · built 1941
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Oct 2001)
Tax Bill	$15,931 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01382-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`02-01382-0000-00026`
Alternative APN	`020138200026`

Interior

Stories	1 Story
Building Area	2,252 sqft Living Area
1st Floor Area	2,252 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020138200026
Street Address	192 GARNER AVE
City	BLOOMFIELD
State	NJ
Zip	07003-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	50 X 100
Legal Block	1382
Legal Lot Number	26
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1011
Census Tract	14900

Owner

192 Garner Ave is owned and occupied by two individuals who acquired it in March 2021.

Source: Essex County and Bloomfield Township records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	192 GARNER AVE, BLOOMFIELD, NJ 07003-4514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2001 · Amount on File
Deed Sale	Oct 4, 2001 · Amount on File
Deed Book / Page	5830 / 9310
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000052217
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 17, 2026
Property Address	192 GARNER AVE, BLOOMFIELD, NJ 07003-4514
Document Number	0000054436
Instrument Date	Aug 10, 2026
Instrument	202654436
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 GARNER AVE, BLOOMFIELD, NJ 07003-4514

Mortgage

Document Number	0000054436,
Date	Aug 17, 2026
Instrument	202654436

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Apr 26, 2021
Property Address	192 GARNER AVE, BLOOMFIELD, NJ 07003-4514
Document Number	0000052217
Instrument Date	Mar 22, 2021
Instrument	2021052217
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 GARNER AVE, BLOOMFIELD, NJ 07003-4514

Mortgage

Document Number	0000052218
Date	Apr 26, 2021
Instrument	2021052218

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	192 GARNER AVE, BLOOMFIELD, NJ 07003-4514
Document Number	0000013062
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 GARNER AVE BLOOMFIELD NJ 070034514, BLOOMFIELD, NJ 07003-4514

Mortgage

Document Number	0000013062
Date	Feb 4, 2020
Instrument	13062

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 192 Garner Ave was $15,931, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,600 (-) Land $179,200 Building $277,400	$456,600 (-) Land $179,200 Building $277,400
2025	$15,931.00 (+2.87%)	$456,600 Land $179,200 Building $277,400	$456,600 Land $179,200 Building $277,400
2024	$15,487.00
2023		$456,600 Land $179,200 Building $277,400	$456,600 Land $179,200 Building $277,400
2022	$14,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Garner Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Garner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Garner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures