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192 Galax Loop, Newland, NC 28657 Property Records

Avery County property record for 192 Galax Loop, Newland, NC 28657 · Last verified December 2025

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,232 sqft · built 1984
Owner2 Individual Names on File
Last Sale$75,000 (Nov 2017)
Tax Bill$628 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN68685

Property Details

APN / Parcel Number

Primary APN68685
Alternative APN
  • 18440509613200000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,232 sqft Heated Area
Basement Area368 sqft
Finished Basement80 sqft
Unfinished Basement288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialComposition/Composite
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal

Exterior Amenities

PorchOpen Porch
Porch Area288 sqft
Deck Area178 sqft
Patio Area178 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number68685
Street Address192 GALAX LOOP
CityNEWLAND
StateNC
Zip28657
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLH LAUREL HILLS 079 PLAT 10-78
Legal SubdivisionLH LAUREL HILLS
JurisdictionAVERY NC
Township / Civil DivisionPINEOLA
Census Block Group3
Census Block3101
Census Tract930200

Owner

Source: Avery County records · APN 68685

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3340 LAND HBR, NEWLAND, NC 28657-7949
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Nov 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Prior SaleJun 10, 2008
Deed Document Number0000514328
Deed Book / Page514 / 328
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address192 GALAX LOOP, NEWLAND, NC 28657
Transaction TypeMortgage
Record UpdatedApr 03, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3340 LAND HBR, NEWLAND, NC 28657-7949

Mortgage

Document Number0000001169
DateMar 22, 2023
Book Page587/106
Instrument2023001169
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 13, 2017
Property Address192 GALAX LOOP, NEWLAND, NC 28657
Document Number0005140328
Book / Page000514 / 000328
Instrument DateNov 07, 2017
Instrument4460
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address211 N CONGRESS ST WINNSBORO SC 291801120, WINNSBORO, SC 29180-1120

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$628.00$157,000 (-) Land $20,000 Building $137,000$157,000 (-) Land $20,000 Building $137,000
2023$628.00 (+1.78%)$157,000 (+1.68%) Land $20,000 Building $137,000$157,000 (+1.68%) Land $20,000 Building $137,000
2022$617.00$154,400 Land $20,000 Building $134,400$154,400 Land $20,000 Building $134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119302003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 47 individual NFIP policies nearby
Nearby Flood Policies47 in force
Nearby Flood Claims116 (1989–2024)
Claims Outside the SFHA22 of 116
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 49 claims
  • Hurricane Ivan, Sep 2004 · 22 claims
  • Tropical Storm Frances, Sep 2004 · 19 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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