192 Fox Water Trl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 192 Fox Water Trl, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,797 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$272,230 (Sep 2019)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102781-1130`

Property Details

APN / Parcel Number

Primary APN	`102781-1130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	2,323 sqft
1st Floor Area	1,797 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	192 FOX WATER TRL
City	SAINT AUGUSTINE
State	FL
Zip	32086-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	86/48-55 DEERFIELD PRESERVE PHASE 3 LOT 113 OR4789/1255
Legal Range	29E
Legal Township	07S
Legal Section	48
Legal Subdivision	DEERFIELD PRESERVE PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	113
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4031
Census Tract	21301

Owner

Source: St. Johns County records · APN 102781-1130

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Sep 06, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Deed Document Number	201965449
Deed Book / Page	4789 / 1255
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419
Transaction Type	Mortgage
Record Updated	Jan 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419

Mortgage

Document Number	0062760860
Date	Dec 19, 2025
Book Page	6276/860
Instrument	2025102911

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419

Mortgage

Document Number	0055760918
Date	Jun 10, 2022
Book Page	5576/918
Instrument	2022058332

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419

Mortgage

Document Number	0051791911
Date	Feb 15, 2021
Book Page	5179/1911
Instrument	2021016808

Lender

Name	NP INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 06, 2019
Property Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419
Document Number	0047891255
Book / Page	4789 / 1255
Map Reference	MB 86 PG 48-55
Instrument Date	Aug 30, 2019
Instrument	2019065449
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8419

Mortgage

Document Number	0047891256
Date	Sep 06, 2019
Instrument	4789/1256

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,853 (+2.7%)	$346,637 (-2.19%) Land $95,000 Building $251,637
2025	$2,903.00 (+15.15%) Homeowner's exemption Senior Citizen's exemption	$253,995 (+5.99%)	$354,414 (+1.94%) Land $95,000 Building $259,414
2024	$2,521.00 (+2.35%)
2023	$2,463.00 (+3.66%) Homeowner's exemption Senior Citizen's exemption	$239,648 (+3%)	$347,653 (+10.58%) Land $95,000 Building $252,653
2022	$2,376.00 Homeowner's exemption Senior Citizen's exemption	$232,668	$314,402 Land $72,800 Building $241,602

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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