Alexander County property record for 192 Emerald Ln, Hiddenite, NC 28636
| Property Type | Mobile Home |
|---|---|
| Details | 1,296 sqft · built 1997 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,500 (Nov 2018) |
| Tax Bill | $511 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0900528 13134 |
| Primary APN | 0900528 13134 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Lot Area | 11,761 sqft (0.27 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 9341077 |
|---|---|
| Street Address | 192 EMERALD LN |
| City | HIDDENITE |
| State | NC |
| Zip | 28636-8133 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3789 SUBMAP 10 BLOCK 3674 (PIN) SR 1508 & 1509 0000 00 X 00 G-7C 0011 |
| Legal Subdivision | HIDDENITE |
| Legal Block | 3674 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | SHARPES |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40500 |
Source: Alexander County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Jan 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Apr 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Aug 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Nov 13, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Apr 4, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Apr 4, 2017 · Amount on Record |
| Deed Book / Page | 612 / 1577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0692000919 |
| Book / Page | 692 / 919 |
| Instrument Date | May 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0692000919, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 692/919 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 269 Months |
| Due | Dec 1, 2048 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0006680517 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 668/517 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0006511913 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 651/1913 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0006641585 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 664/1585 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Nov 13, 2018 |
| Property Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0006121577 |
| Book / Page | 0612 / 1577 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 SHARPE LN, 1015, HIDDENITE, NC 28636-8392 |
| Name | Verified Name |
|---|---|
| Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0006121581 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 0612/1581 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Apr 4, 2017 |
| Property Address | 192 EMERALD LN, HIDDENITE, NC 28636-8133 |
| Document Number | 0005980398 |
| Book / Page | 000598 / 000398 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $56.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1015 SHARPE LN HIDDENITE NC 286368392, HIDDENITE, NC 28636-8392 |
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511.00 (-6.92%) | $75,608 (-) Land $13,970 Building $61,638 | |
| 2025 | $549.00 (-13.95%) | $75,608 (-) Land $13,970 Building $61,638 | |
| 2023 | $638.00 | $75,608 Land $13,970 Building $61,638 | $75,608 Land $13,970 Building $61,638 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENERGY UNITED WATER CORP private · serves 21,148 people · EPA ID NC0102015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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