192 Echo Valley Ln, Howard, PA 16841 Property Records

Centre County property record for 192 Echo Valley Ln, Howard, PA 16841

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 2,872 sqft · built 2021
Lot Size	63.5 acres (2,768,238 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Mar 2025)
Tax Bill	$6,746 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-008-,056B,0000`

Property Details

APN / Parcel Number

Primary APN	`03-008-,056B,0000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,872 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Lot Area	2,768,238 sqft (63.5 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	192 ECHO VALLEY LN
City	HOWARD
State	PA
Zip	16841-2607
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PB 99/194 LOT 1R TO BE 63.55 AC
Legal Subdivision	KAMICO HOLDING S
Legal Lot Number	1R
Jurisdiction	CENTRE PA
Township / Civil Division	CURTIN
Census Block Group	1
Census Block	1044
Census Tract	10100

Owner

192 Echo Valley Ln, a rural home, is owned and occupied by two individuals who bought it in March 2025.

Source: Centre County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 ECHO VALLEY LN, HOWARD, PA 16841-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit AGCHOICE FARM CREDIT ACA
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit AGCHOICE FARM CREDIT ACA
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit HORIZON FARM CREDIT ACA
Dec 12, 2019	Deed, Transfer · Line of Credit AGCHOICE FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Dec 12, 2019 · Amount on File
Deed Book / Page	2328 / 609
Prior Transfer Date	Feb 11, 2025
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	192 ECHO VALLEY LN, HOWARD, PA 16841-2607
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002246/774
Date	Feb 27, 2020
Book Page	2246/774

Lender

Name	AGCHOICE FARM CREDIT ACA
Type	Funding / Finance Company
Address	MECHANICSBURG, PA 17050

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	192 ECHO VALLEY LN, HOWARD, PA 16841-2607
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002256/972
Date	Sep 11, 2020
Book Page	2256/972

Lender

Name	AGCHOICE FARM CREDIT ACA
Type	Bank
Address	MECHANICSBURG, PA 17050

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	192 ECHO VALLEY LN, HOWARD, PA 16841-2607
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002316/383
Date	Mar 6, 2024
Book Page	2316/383

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Dec 12, 2019
Property Address	192 ECHO VALLEY LN, HOWARD, PA 16841-2607
Document Number	02243/0172
Book / Page	2243 / 0172
Map Reference	MB 95 PG 4
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	FC SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,371.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 EMBRICK LN, LOGANTON, PA 17747-9347

Mortgage

Document Number	0002243173
Date	Dec 12, 2019
Instrument	2243/173

Lender

Name	AGCHOICE FARM CREDIT ACA
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 192 Echo Valley Ln was $6,746.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Curtin Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,746.00	$119,530 Land $15,330 Building $104,200
2025			$239,760 Land $31,360 Building $208,400
2024	$8,040.00	$159,400 Land $55,200 Building $104,200
1994			$318,800 Land $110,400 Building $208,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 192 Echo Valley Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2000–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Echo Valley Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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