192 Dry Bone Rd, Whittier, NC 28789 Property Records

Jackson County property record for 192 Dry Bone Rd, Whittier, NC 28789

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$545 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`7613-49-3144`

Property Details

APN / Parcel Number

Primary APN	`7613-49-3144`
Alternative APN	`75080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	35 sqft
Patio Area	197 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	192 DRY BONE RD
City	WHITTIER
State	NC
Zip	28789-6888
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DRYBONE RD
Jurisdiction	JACKSON NC
Township / Civil Division	QUALLA
Census Block Group	2
Census Block	2012
Census Tract	940200

Owner

192 Dry Bone Rd, a mobile home, is owned and occupied by two individuals.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 DRY BONE RD, WHITTIER, NC 28789-6888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Warranty Deed, Transfer · Conventional with PMI KELLER MTG
Apr 20, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 15, 2020
Property Address	192 DRY BONE RD, WHITTIER, NC 28789-6888
Document Number	0022661579
Book / Page	002266 / 001579
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1641 HIGHLANDS NC 287411641, HIGHLANDS, NC 28741-1641

Mortgage

Document Number	22661582
Date	May 15, 2020
Book Page	002266/001582

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON NC
Property Address	192 DRY BONE RD, WHITTIER, NC 28789-6888
Document Number	0021891025
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 DRY BONE RD WHITTIER NC 287896888, WHITTIER, NC 28789-6888

Mortgage

Document Number	0021891025
Date	May 30, 2017
Book Page	002189/001025

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 29, 2057

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 192 Dry Bone Rd was $545.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$143,496 Land $50,000 Building $93,496
2025	$545.00
2023	$301.00	$79,380 Land $34,000 Building $45,380

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 192 Dry Bone Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1998–2003)
Most Recent Claim	May 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Dry Bone Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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