192 Dix St, Otsego, MI 49078 Property Records

Allegan County property record for 192 Dix St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Jan 2026)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-340-014-00`

Property Details

APN / Parcel Number

Primary APN	`54-340-014-00`
Alternative APN	`03-54-340-014-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	192 DIX ST
City	OTSEGO
State	MI
Zip	49078-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 14 SEC 23 T1N R12W HEALEY'S ADDITION TO THE CITY OF OTSEGO.
Legal Range	12W
Legal Township	01N
Legal Section	23
Legal Subdivision	HEALEYS ADD
Legal Lot Number	14
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3023
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 S BROADWAY ST, HASTINGS, MI 49058-1860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Mar 30, 2021	Warranty Deed, Transfer
Jan 9, 2020	Quit Claim Deed, Transfer Quitclaim
May 29, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	2026464
Deed Book / Page	5102 / 659
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	4420/440
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 9, 2026
Property Address	192 DIX ST, OTSEGO, MI 49078-1428
Document Number	005102/659
Book / Page	5102 / 659
Map Reference	LB 5 PG 86
Instrument Date	Jan 8, 2026
Instrument	2026000464
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	LIGHTHOUSE TTL AGCY WEST MI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,068.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 E GRANT ST, PLAINWELL, MI 49080-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BROADWAY, HASTINGS, MI 49058-1860

Mortgage

Document Number	0005102662
Date	Jan 9, 2026
Instrument	5102/662

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	005102/682
Date	Jan 9, 2026
Book Page	5102/682
Instrument	2026000466

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 30, 2021
Property Address	192 DIX ST, OTSEGO, MI 49078-1428
Document Number	4597/29
Book / Page	4597 / 29
Map Reference	LB 5 PG 86
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9905 2ND ST, 9905, OTSEGO, MI 49078-9515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OAKS XING # 142, 142, PLAINWELL, MI 49080-1929

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 9, 2020
Property Address	192 DIX ST, OTSEGO, MI 49078-1428
Document Number	4420/440
Book / Page	4420 / 440
Map Reference	LB 5 PG 86
Instrument Date	Dec 10, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 DIX ST, 192, OTSEGO, MI 49078-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9905 2ND ST, OTSEGO, MI 49078-9515

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	May 29, 2018
Property Address	192 DIX ST, OTSEGO, MI 49078-1428
Document Number	4248/966
Book / Page	4248 / 966
Map Reference	LB5 PG86
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 DIX ST, OTSEGO, MI 49078-1428

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 (+0.81%) Land $11,600 Building $38,300	$99,800 (+0.81%) Land $23,200 Building $76,600
2025	$2,537.00 (+5.36%) Homeowner's exemption	$49,500 (+34.88%) Land $9,700 Building $39,800	$99,000 (+34.88%) Land $19,400 Building $79,600
2024	$2,408.00 (+21.49%)
2023		$36,700 Land $5,400 Building $31,300	$73,400 Land $10,800 Building $62,600
2022	$1,982.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber.

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