York County property record for 192 Cross Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,394 sqft · built 2018 |
| Lot Size | 0.828 acres (36,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jul 2020) |
| Tax Bill | $1,436 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 477-00-00-122 |
| Primary APN | 477-00-00-122 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 2,162 sqft |
| 1st Floor Area | 919 sqft |
| 2nd Floor Area | 475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 36,047 sqft (0.828 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Street Address | 192 CROSS RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUD |
| Legal Description | CROSS ROAD(1AC) LOT A |
| Legal Subdivision | PLAT OF SURVEY RADFORD W GOODELL |
| Legal Lot Number | A |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 61706 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 CROSS RD, CLOVER, SC 29710-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 20, 2017 | Deed, Construction Loan · Construction Mortgage CLOVER COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on Record |
| Deed Sale | Jul 9, 2020 · Amount on Record |
| Prior Sale | Oct 20, 2017 · Amount on Record |
| Deed Document Number | 202030390 |
| Deed Book / Page | 18407 / 94 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 9, 2020 |
| Property Address | 192 CROSS RD, CLOVER, SC 29710-9641 |
| Document Number | 1840700094 |
| Book / Page | 18407 / 94 |
| Map Reference | MB D-139 PG 1 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020030390 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 CROSS RD, CLOVER, SC 29710-9641 |
| Document Number | 1840700096 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 18407/96 |
| Instrument | 2020030391 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 192 CROSS RD, CLOVER, SC 29710-9641 |
| Document Number | 1724200264 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 192 CROSS RD CLOVER SC 29710, CLOVER, SC 29710 |
| Document Number | 1724200264 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 017242/000264 |
| Instrument | 45569 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 20, 2017 |
| Property Address | 192 CROSS RD, CLOVER, SC 29710-9641 |
| Document Number | 1665200391 |
| Book / Page | 16652 / 391 |
| Map Reference | MB D-139 PG 1 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 201700045546 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 CROSS RD, CLOVER, SC 29710-9641 |
| Document Number | 201700045547 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 201700045547 |
| Name | CLOVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 19, 2018 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,436.00 (+8.71%) | $10,491 (+15.01%) Land $1,562 Building $8,929 | $302,200 (+32.51%) Land $45,000 Building $257,200 |
| 2023 | $1,321.00 Additional exemption filed | $9,122 Land $1,520 Building $7,602 | $228,060 Land $38,000 Building $190,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
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