192 Coyote Trl, Sandpoint, ID 83864 Property Records

Bonner County property record for 192 Coyote Trl, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,501 sqft · built 2023
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,474 (2026)
Deeds & Mortgages	Dec 2023 Transfer Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP04908000001BA`

Property Details

APN / Parcel Number

Primary APN	`RP04908000001BA`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,501 sqft Finished Area
1st Floor Area	2,501 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	219,978 sqft (5.05 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	192 COYOTE TRL
City	SANDPOINT
State	ID
Zip	83864-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-59N-1E MCHENRY RIDGE ESTATES LOT 1 - JTWRS
Legal Range	01E
Legal Township	59N
Legal Section	33
Legal Subdivision	MCHENRY RIDGE ESTATES
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1012
Census Tract	950201

Owner

192 Coyote Trl is owned and occupied by two individuals who acquired it in November 2023.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 COYOTE TRL, SANDPOINT, ID 83864-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Intrafamily Transfer, Transfer
Aug 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WASHINGTON FEDERAL BANK
Mar 21, 2022	Warranty Deed, Transfer NOT AVAILABLE, TITLEONE SANDPOINT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 28, 2023
Transfer Doc	0001028400
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Dec 7, 2023
Property Address	192 COYOTE TRL, SANDPOINT, ID 83864
Document Number	0001028400
Map Reference	MB 16 PG 12
Instrument Date	Nov 28, 2023
Instrument	1028400
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 SEADRIFT RD, STINSON BEACH, CA 94970

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Aug 5, 2022
Property Address	192 COYOTE TRL, SANDPOINT, ID 83864
Document Number	0001009510
Map Reference	MB 16 PG 12
Instrument Date	Aug 3, 2022
Instrument	1009510
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	NOT AVAILABLE, TITLEONE SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SEADRIFT RD, STINSON BEACH, CA 94970

Mortgage

Document Number	0001009511
Date	Aug 5, 2022
Instrument	1009511

Lender

Name	WASHINGTON FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	8.37%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 21, 2022
Property Address	192 COYOTE TRL, SANDPOINT, ID 83864
Document Number	0001002415
Map Reference	MB 16 PG 12
Instrument Date	Mar 17, 2022
Instrument	1002415
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	NOT AVAILABLE, TITLEONE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	195 SEADRIFT RD, STINSON BEACH, CA 94970

Tax Assessment & Valuation

The 2026 property tax bill for 192 Coyote Trl was $3,474.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,474.00	$884,923 (-) Land $195,348 Building $689,575	$884,923 (-) Land $195,348 Building $689,575
2025	$3,474.00	$884,923 Land $195,348 Building $689,575	$884,923 Land $195,348 Building $689,575
2023	$528.00	$130,288 Land $130,288	$130,288 Land $130,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Coyote Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Coyote Trl is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 80% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: E.L. Internet Northwest.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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