192 Concord Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 192 Concord Rd, Bedford, MA 01730 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,819 sqft · built 1924
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Oct 2004)
Tax Bill	$97 (2025)
Deeds & Mortgages	Mar 2021 Refinance Apr 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:061 P:0071`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:061 P:0071`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,819 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	1,138 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	192 CONCORD RD
City	BEDFORD
State	MA
Zip	01730-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3019
Census Tract	359303

Owner

Source: Middlesex County and Bedford Town records · APN BEDF M:061 P:0071

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	192 CONCORD RD, BEDFORD, MA 01730-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Apr 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2004 · Amount on Record
Deed Sale	Oct 21, 2004 · Amount on Record
Prior Sale	Jul 02, 2003 · Amount on Record
Deed Document Number	2004268229
Deed Book / Page	43940 / 24
Transfer Doc	68613-1
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	192 CONCORD RD, BEDFORD, MA 01730-2049
Transaction Type	Mortgage
Record Updated	Apr 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77319-486
Date	Mar 24, 2021
Book Page	77319/486
Instrument	65767

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	192 CONCORD RD, BEDFORD, MA 01730-2049
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72516-150
Date	Apr 29, 2019
Book Page	72516/150
Instrument	53184

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	192 CONCORD RD, BEDFORD, MA 01730-2049
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72516-166
Date	Apr 29, 2019
Book Page	72516/166
Instrument	53185

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2039

Tax Assessment & Valuation

Source: Middlesex County and Bedford Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$97.00 (-98.71%)	$812,300 (+28.63%) Land $471,300 Building $341,000	$847,875
2024	$7,502.00 (+2.03%)	$631,500 (+7.18%) Land $448,900 Building $182,600
2023	$7,353.00	$589,200 Land $423,900 Building $165,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173593033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Concord Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures