192 Co Rd 38, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 192 Co Rd 38, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft · built 1970
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jan 2024)
Tax Bill	$2,278 (2026)
Deeds & Mortgages	Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`082289 254.16-1-55.2`

Property Details

APN / Parcel Number

Primary APN	`082289 254.16-1-55.2`
Alternative APNs	`228925416000010552000000` `0211202`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	100 ft deep x 129 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0211202
Street Address	192 COUNTY ROAD 38
City	BAINBRIDGE
State	NY
Zip	13733-3372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	55.200
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2017
Census Tract	970801

Owner

192 Co Rd 38 is owned and occupied by an individual who bought it in January 2024.

Source: Chenango County and Bainbridge Town records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	192 COUNTY ROAD 38, BAINBRIDGE, NY 13733-3372
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Oct 12, 1999 · Amount on File
Deed Document Number	2024115
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jan 17, 2024
Property Address	192 COUNTY ROAD 38, BAINBRIDGE, NY 13733-3372
Document Number	2024000000115
Instrument Date	Dec 13, 2023
Instrument	20240-00000115
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JOHNSON ST, BAINBRIDGE, NY 13733-1116
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 192 Co Rd 38 was $2,278, up 0.9% from the year before.

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,278.00 (+0.93%)
2025	$2,257.00	$57,000 Land $11,500 Building $45,500	$83,824 Land $16,912 Building $66,912
2023		$57,000 (-) Land $11,500 Building $45,500	$71,250 (+8.75%) Land $14,375 Building $56,875
2022		$57,000 Land $11,500 Building $45,500	$65,517 Land $13,218 Building $52,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Co Rd 38 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (2006–2014)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 12 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Co Rd 38 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20