192 Cliff Vw, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 192 Cliff Vw, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 3,006 sqft · built 1938
Lot Size	0.863 acres (37,592 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Apr 2026)
Tax Bill	$11,620 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-022-03`

Property Details

APN / Parcel Number

Primary APN	`090-022-03`
Alternative APN	`090-022-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	3,006 sqft Living Area
Gross Area	3,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	37,592 sqft (0.863 acres)
Garage Type	Attached
Garage Area	215 sqft
Parking Spaces	1 Parking Space
Deck Area	291 sqft
Patio Area	291 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	192 CLIFF VW
City	BOULDER CREEK
State	CA
Zip	95006-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	BONNIE BRIER UN 02
Legal Block	2
Legal Lot Number	1-7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3009
Census Tract	120301

Owner

192 Cliff Vw is owned by two individuals who bought it in April 2026.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 CRYSTAL LN, SANTA CRUZ, CA 95062-2706
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOLLY ASADI
Apr 16, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2019	Grant Deed, Transfer STAR ONE CU
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	20268419
Prior Transfer Date	Jun 27, 2025
Prior Transfer Doc	0000013758
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	192 CLIFF VW, BOULDER CREEK, CA 95006-8615
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 BARTLETT CREEK CT, SAN JOSE, CA 95120-4113

Mortgage

Document Number	0000019034
Date	Jun 24, 2022
Instrument	2022-0019034

Lender

Name	HOLLY ASADI
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2026
Property Address	192 CLIFF VW, BOULDER CREEK, CA 95006-8615
Document Number	0000008419
Instrument Date	Mar 19, 2026
Instrument	20268419
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 CRYSTAL LN, SANTA CRUZ, CA 95062-2706

Mortgage

Document Number	0000008420,
Date	Apr 16, 2026
Instrument	20268420

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 29, 2019
Property Address	192 CLIFF VW, BOULDER CREEK, CA 95006-8615
Document Number	0000008063
Instrument Date	Mar 6, 2019
Instrument	8063
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Tax	$347.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	192 CLIFF VW BOULDER CREEK CA 950068615, BOULDER CREEK, CA 95006-8615

Mortgage

Document Number	8064
Date	Mar 29, 2019
Instrument	8064

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2018
Property Address	192 CLIFF VW, BOULDER CREEK, CA 95006-8615
Document Number	0000015900
Instrument Date	May 22, 2018
Instrument	15900
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	192 CLIFF VW BOULDER CREEK CA 950068615, BOULDER CREEK, CA 95006-8615

Mortgage

Document Number	15901
Date	May 25, 2018
Instrument	15901

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 192 Cliff Vw was $11,620, up 4.1% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$974,892 (+2%) Land $580,293 Building $394,599
2025	$11,620.00 (+4.13%)	$955,777 Land $568,915 Building $386,862
2024	$11,159.00 (-0.1%)
2023	$11,170.00 (+2.85%)	$918,663 Land $546,823 Building $371,840	$674,820
2022	$10,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Cliff Vw in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1982–2000)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Cliff Vw is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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