York County and Biddeford City property record for 192 Cleaves St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,310 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Oct 2025) |
| Tax Bill | $3,716 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:42 L:66 |
| Primary APN | BIDD M:42 L:66 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 983 sqft |
| Basement Area | 779 sqft |
| Unfinished Basement | 779 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 420660000 |
|---|---|
| Street Address | 192 CLEAVES ST |
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 66 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 25206 |
Source: York County and Biddeford City records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 CARRIAGE WALK LN, 119, SCARBOROUGH, ME 04074-8294 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 31, 2025 | Warranty Deed, Transfer KENNEBUNK SAVINGS BANK |
| Nov 16, 2020 | Warranty Deed, Transfer SCHAEFFER DOUGLAS TITLE |
| May 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Nov 16, 2020 |
| Deed Document Number | 202539802 |
| Deed Book / Page | 19776 / 374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 31, 2025 |
| Property Address | 192 CLEAVES ST, BIDDEFORD, ME 04005-2820 |
| Document Number | 0197760374 |
| Book / Page | 19776 / 374 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025039802 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5 CARRIAGE WALK LN APT 119, 119, SCARBOROUGH, ME 04074-8294 |
| Document Number | 2025039803 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025039803 |
| Name | KENNEBUNK SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Nov 16, 2020 |
| Property Address | 192 CLEAVES ST, BIDDEFORD, ME 04005-2820 |
| Document Number | 0184510642 |
| Book / Page | 018451 / 000642 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 58660 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | SCHAEFFER DOUGLAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 BAXTER LN BRUNSWICK ME 040117834, BRUNSWICK, ME 04011-7834 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 192 CLEAVES ST, BIDDEFORD, ME 04005-2820 |
| Document Number | 0174940915 |
| Book / Page | 017494 / 000915 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 192 CLEAVES ST BIDDEFORD ME 040052820, BIDDEFORD, ME 04005-2820 |
| Document Number | 0174940915 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 017494/000915 |
| Instrument | 22856 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 14, 2044 |
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,716.00 (+5.93%) | $248,700 (+0.81%) Land $150,400 Building $98,300 | |
| 2024 | $3,508.00 (+9.59%) | $246,700 (+1.11%) Land $150,400 Building $96,300 | |
| 2023 | $3,201.00 (+13.47%) | $244,000 (+41.94%) Land $147,700 Building $96,300 | $391,400 |
| 2022 | $2,821.00 | $171,900 Land $83,100 Building $88,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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