192 Centre St, #194, Rumford, RI 02916 Property Records

East Providence City property record for 192 Centre St, #194, Rumford, RI 02916

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,416 sqft · built 1935
Lot Size0.175 acres (7,614 sqft)
OwnerIndividual Name on Record
Last Sale$620,000 (Jul 2026)
Tax Bill$8,324 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN61-1218-98

Property Details

APN / Parcel Number

Primary APN61-1218-98
Alternative APN
  • EPRO M:404 B:18 L:011 U

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,416 sqft Living Area
Gross Area3,844 sqft
1st Floor Area1,264 sqft
Basement Area1,152 sqft
Unfinished Basement1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1990
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,614 sqft (0.175 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number61-1218-98
Street Address192 CENTRE ST, 194
CityRUMFORD
StateRI
Zip02916-3117
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR4
Legal Block18
Legal Lot Number11
JurisdictionEAST PROVIDENCE RI
Township / Civil DivisionEAST PROVIDENCE
Census Block Group1
Census Block1013
Census Tract10300

Owner

Source: East Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address192 CENTRAL AVE, 194, EAST PROVIDENCE, RI 02914-3532
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · Conventional Mortgage
BAYCOAST MORTGAGE COMPANY LLC
Nov 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Jun 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM NATIONAL BANK
Mar 23, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2026 · Amount on Record
Deed SaleJul 17, 2026 · Amount on Record
Prior SaleMar 23, 2017 · Amount on Record
Deed Document Number20263824
Deed Book / Page5021 / 110
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST PROVIDENCE RI
Recording DateJul 17, 2026
Property Address192 CENTRE ST, 194, RUMFORD, RI 02916-3117
Document Number0000003824
Book / Page5021 / 110
Instrument DateJul 15, 2026
Instrument20263824
Transaction TypeTransfer
Record UpdatedAug 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateJul 17, 2026
Lender
NameBAYCOAST MORTGAGE COMPANY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST PROVIDENCE RI
Property Address192-194 CENTRE ST, RUMFORD, RI 02916
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004650-41
DateNov 17, 2022
Book Page4650/41
Instrument202200007417
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST PROVIDENCE RI
Property Address192-194 CENTRE ST, RUMFORD, RI 02916
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4145-1
DateJun 14, 2019
Book Page4145/1
Instrument201900003297
Lender
NameFREEDOM NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST PROVIDENCE RI
Recording DateMar 23, 2017
Property Address192-194 CENTRE ST, RUMFORD, RI 02916
Document Number3884-141
Book / Page003884 / 000141
Instrument DateMar 22, 2017
Instrument1783
Transaction TypeTransfer
Record UpdatedApr 11, 2017

Transaction

AmountAmount Recorded
Tax$276.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address669 ELMWOOD AVE PROVIDENCE RI 029073362, PROVIDENCE, RI 02907-3362

Tax Assessment & Valuation

Source: East Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityEast Providence City
Unified School DistrictEast Providence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,324.00 (+24.11%)$636,900 (+40.16%) Land $162,800 Building $474,100$567,695
2023$6,707.00 (+2.27%)$454,400 (+51.47%) Land $135,600 Building $318,800
2022$6,558.00$300,000 Land $92,500 Building $207,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1978–2023)
Claims Outside the SFHA6 of 23
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PROVIDENCE-CITY OF
serves 47,961 people · EPA ID RI1615610
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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