192 Buzzards Pl, Lake Lure, NC 28746 Property Records

Rutherford County property record for 192 Buzzards Pl, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 2004
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Apr 2023)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1611761`

Property Details

APN / Parcel Number

Primary APN	`1611761`
Alternative APN	`28570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Heated Area
Basement Area	560 sqft
Finished Basement	560 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	192 BUZZARDS PL
City	LAKE LURE
State	NC
Zip	28746-9847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVERBEND LO:200 SE:3 PL:10-79
Legal Subdivision	RIVERBEND AT LAKE LURE
Legal Lot Number	200
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1056
Census Tract	960302

Owner

192 Buzzards Pl is owned by two individuals who bought it in April 2023.

Source: Rutherford County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 S RUGBY RD, HENDERSONVILLE, NC 28791-8453
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Book / Page	2070 / 4971
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 17, 2023
Property Address	192 BUZZARDS PL, LAKE LURE, NC 28746-9847
Document Number	0020704971
Book / Page	2070 / 4971
Map Reference	MB 10 PG 76-81
Instrument Date	Apr 6, 2023
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 SW CRAWFISH DR, PORT ST LUCIE, FL 34953-7657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 BUZZARDS PL, LAKE LURE, NC 28746-9847

Mortgage

Document Number	0020704973
Date	Apr 17, 2023
Instrument	2070/4973

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 1, 2019
Property Address	192 BUZZARDS PL, LAKE LURE, NC 28746-9847
Document Number	0020233588
Book / Page	2023 / 3588
Map Reference	MB 10 PG 76-81
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 LINSBURY CIR, 112, COLUMBIA, SC 29210-4129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 BUZZARDS PL, LAKE LURE, NC 28746-9847

Mortgage

Document Number	0020233590
Date	Jul 1, 2019
Instrument	2023/3590

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 192 Buzzards Pl was $3,838.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Lake Lure Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,838.00	$467,700 Land $152,000 Building $315,700	$467,700 Land $152,000 Building $315,700
2023		$467,700 Land $152,000 Building $315,700	$467,700 Land $152,000 Building $315,700
2022	$3,375.00
2021	$3,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Buzzards Pl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Buzzards Pl is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Skyrunner Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Buzzards Pl

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