192 Borders Rd, Bells, TN 38006 Property Records

Haywood County property record for 192 Borders Rd, Bells, TN 38006

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,072 sqft · built 2009
Lot Size	10.9 acres (476,982 sqft)
Owner	Individual Name on Record
Last Sale	$206,500 (May 2017)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038051 03100`

Property Details

APN / Parcel Number

Primary APN	`038051 03100`
Alternative APN	`051 03100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	1,957 sqft
Attic	Attic
Attic Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	476,982 sqft (10.9 acres)
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	468 sqft
Shed	1 Shed
Shed Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	192 BORDERS RD
City	BELLS
State	TN
Zip	38006-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 05, COUNTY AREA: H50
Jurisdiction	HAYWOOD TN
Township / Civil Division	6
Census Block Group	1
Census Block	1062
Census Tract	930100

Owner

Source: Haywood County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 BORDERS RD, BELLS, TN 38006-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 10, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Feb 2, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	201740527
Deed Book / Page	151 / 541
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD TN
Recording Date	Jul 7, 2026
Property Address	192 BORDERS RD, BELLS, TN 38006-9021
Document Number	0000067970
Book / Page	266 / 320
Instrument Date	Jun 25, 2026
Instrument	202667970
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 BORDERS RD, BELLS, TN 38006-9021

Mortgage

Document Number	0000067970,
Date	Jul 7, 2026
Book Page	266/320
Instrument	202667970

Lender

Name	AMERICAN FINANCING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD TN
Property Address	192 BORDERS RD, BELLS, TN 38006-9021
Document Number	190409
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	192 BORDERS RD BELLS TN 380069021, BELLS, TN 38006-9021

Mortgage

Document Number	190409
Date	Oct 1, 2020
Book Page	000190/000409
Instrument	50390

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD TN
Property Address	192 BORDERS RD, BELLS, TN 38006-9021
Document Number	179720
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	192 BORDERS RD BELLS TN 380069021, BELLS, TN 38006-9021

Mortgage

Document Number	179720
Date	Oct 31, 2019
Book Page	000179/000720
Instrument	47644

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD TN
Recording Date	May 10, 2017
Property Address	192 BORDERS RD, BELLS, TN 38006-9021
Document Number	151541
Book / Page	000151 / 000541
Instrument Date	May 10, 2017
Instrument	40527
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	192 BORDERS RD BELLS TN 380069021, BELLS, TN 38006-9021

Mortgage

Document Number	151543
Date	May 10, 2017
Book Page	000151/000543
Instrument	40528

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAYWOOD TN
Recording Date	Feb 2, 2017
Property Address	192 BORDERS RD, BELLS, TN 38006-9021
Document Number	148767
Book / Page	000148 / 000767
Instrument Date	Jan 27, 2017
Instrument	39743
Transaction Type	Foreclosure
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5299 POPLAR AVE MEMPHIS TN 381193513, MEMPHIS, TN 38119-3513

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Haywood County
Unified School District	Haywood County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00	$92,425 Land $8,550 Building $83,875
2024			$369,700 Land $34,200 Building $335,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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