192 Benjamin St, Toms River, NJ 08755 Property Records

Ocean County and Toms River Township property record for 192 Benjamin St, Toms River, NJ 08755

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,573 sqft · built 2004
Lot Size	0.355 acres (15,473 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Jan 2023)
Tax Bill	$14,715 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00013-01-00044`

Property Details

APN / Parcel Number

Primary APN	`08-00013-01-00044`
Alternative APN	`0800013000100044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,573 sqft Living Area
Gross Area	5,482 sqft
Basement Area	1,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	15,473 sqft (0.355 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	192 BENJAMIN ST
City	TOMS RIVER
State	NJ
Zip	08755-1198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	.3552AC
Legal Subdivision	TALLYMAWR MANOR SEC 02
Legal Block	13.1
Legal Lot Number	44
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	2
Census Block	2010
Census Tract	722001

Owner

192 Benjamin St is owned and occupied by an individual who bought it in January 2023.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	192 BENJAMIN ST, TOMS RIVER, NJ 08755-1198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 31, 2023	Bargain and Sale Deed, Transfer
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	20237890
Deed Book / Page	19289 / 1144
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0192891144
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	192 BENJAMIN ST, TOMS RIVER, NJ 08755-1198
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194390951
Date	Jul 24, 2023
Book Page	19439/951
Instrument	2023055189

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 31, 2023
Property Address	192 BENJAMIN ST, TOMS RIVER, NJ 08755-1198
Document Number	0192891144
Book / Page	19289 / 1144
Instrument Date	Jan 25, 2022
Instrument	2023007890
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 BENJAMIN ST, TOMS RIVER, NJ 08755-1198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 BENJAMIN ST, TOMS RIVER, NJ 08755-1198

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	192 BENJAMIN ST, TOMS RIVER, NJ 08755-1198
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181841869
Date	Dec 2, 2020
Book Page	18184/1869
Instrument	2020144212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 192 Benjamin St was $14,715, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,700 (-) Land $221,000 Building $531,700	$752,700 (-) Land $221,000 Building $531,700
2025	$14,715.00 (+7.3%)	$752,700 Land $221,000 Building $531,700	$752,700 Land $221,000 Building $531,700
2024	$13,714.00
2023		$752,700 Land $221,000 Building $531,700	$752,700 Land $221,000 Building $531,700
2022	$12,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Benjamin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Benjamin St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Optimum.

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