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192 Belford Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 192 Belford Ave, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details1,645 sqft · built 1923
Lot Size0.105 acres (4,561 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Dec 2022)
Tax Bill$15,427 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN56-00080-0000-00014

Property Details

APN / Parcel Number

Primary APN56-00080-0000-00014
Alternative APN
  • 560008000014

Interior

Stories2 Stories
Building Area1,645 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl
Lot Area4,561 sqft (0.105 acres)
Lot Dimensions120 ft deep x 38 ft wide
Garage TypeDetached

Location & Zoning

Street Address192 BELFORD AVE
CityRUTHERFORD
StateNJ
Zip07070-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description38X120
Legal SubdivisionRUTHERFORD HEIGHTS ASSOCIATION
Legal Block80
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group3
Census Block3014
Census Tract51100

Owner

192 Belford Ave is owned and occupied by two individuals who bought it in December 2022.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address192 BELFORD AVE, RUTHERFORD, NJ 07070-1628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed, Transfer · Conventional Mortgage
HOME1ST LENDING LLC
Aug 10, 2022Bargain and Sale Deed, Construction Loan · Construction Mortgage
LENDINGONE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2022 · Amount on File
Deed SaleDec 28, 2022 · Amount on File
Prior SaleAug 10, 2022 · Amount on File
Deed Document Number2022116983
Deed Book / Page4890 / 297
Record UpdatedOct 29, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 28, 2022
Property Address192 BELFORD AVE, RUTHERFORD, NJ 07070-1628
Document Number0048900297
Book / Page4890 / 297
Instrument DateNov 30, 2022
Instrument2022116983
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyGUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 THE TER, RUTHERFORD, NJ 07070-2029

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 BELFORD AVE, RUTHERFORD, NJ 07070-1628

Mortgage

Document Number2022116984
DateDec 28, 2022
Instrument2022116984
Lender
NameHOME1ST LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

August 2022: Bargain and Sale Deed, Construction Loan

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateAug 10, 2022
Property Address192 BELFORD AVE, RUTHERFORD, NJ 07070-1628
Document Number0047700019
Book / Page4770 / 19
Instrument DateMay 20, 2022
Instrument2022079520
Transaction TypeConstruction Loan
Record UpdatedSep 2, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address90 CHADWICK ST, 90, EAST RUTHERFORD, NJ 07073-1603

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 BELFORD AVE, RUTHERFORD, NJ 07070-1628

Mortgage

Document Number2022079521
DateAug 10, 2022
Instrument2022079521
Lender
NameLENDINGONE LLC
TypeLending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term10 Months
DueJun 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 192 Belford Ave was $15,427, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$482,100 (-) Land $273,800 Building $208,300$482,100 (-) Land $273,800 Building $208,300
2025$15,427.00 (+2.53%)$482,100 Land $273,800 Building $208,300$482,100 Land $273,800 Building $208,300
2024$15,046.00
2023$332,600 Land $273,800 Building $58,800$332,600 Land $273,800 Building $58,800
2022$9,624.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 192 Belford Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 192 Belford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Optimum.

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