Madison County property record for 192 Arthur Jackson Ln, Berea, KY 40403
| Property Type | Other |
|---|---|
| Lot Size | 9.35 acres (407,286 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,674 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0098-0000-0005-A2 |
| Primary APN | 0098-0000-0005-A2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 407,286 sqft (9.35 acres) |
|---|
| Account Number | 54926 |
|---|---|
| Street Address | 192 ARTHUR JACKSON LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9630 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | NEW TRACT 2 (9.35 ACRES) |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11103 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 ARTHUR JACKSON LN, BEREA, KY 40403-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · VA Mortgage GUARDIAN SAVINGS BANK |
| Feb 23, 2023 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Sep 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000830798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 21, 2026 |
| Property Address | 192 ARTHUR JACKSON LN, BEREA, KY 40403-9630 |
| Document Number | 0014341377 |
| Book / Page | 2461 / 98 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202614341377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RAINBOW TITLE |
| Name | Verified Name |
|---|---|
| Address | 192 ARTHUR JACKSON LN, BEREA, KY 40403-9630 |
| Document Number | 0014341377, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 2461/98 |
| Instrument | 202614341377 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 192 ARTHUR JACKSON LN, BEREA, KY 40403-9630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 192 ARTHUR JACKSON LN, BEREA, KY 40403-9630 |
| Document Number | 0M2218/446 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | M2218/446 |
| Instrument | 2014133089 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 192 ARTHUR JACKSON LN, BEREA, KY 40403-9630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 192 ARTHUR JACKSON LN, BEREA, KY 40403-9630 |
| Document Number | 0M2261/176 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | M2261/176 |
| Instrument | 2014168830 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.32% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.32% |
| Max Rate At Change | 9.32% |
| Index | 5-Year CMT |
| Margin | 4 |
| Max Rate | 13.3% |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,674.00 Additional exemption filed | $370,000 | $370,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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