192 Alexander Rd, Troy, NC 27371 Property Records

Montgomery County property record for 192 Alexander Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,580 sqft · built 1982
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$47,000 (Jan 1992)
Tax Bill	$930 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7527 00 37 8710`

Property Details

APN / Parcel Number

Primary APN	`7527 00 37 8710`
Alternative APN	`31431`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Attached
Garage Area	753 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	31431
Street Address	192 ALEXANDER RD
City	TROY
State	NC
Zip	27371-8688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LITTLE ENTERPRISES, INC. LOT 16,17 & 1/2 OF 18 LITTLE ENT. #16,17 &
Legal Lot Number	16-17
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	1
Census Block	1109
Census Tract	960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 ALEXANDER RD, TROY, NC 27371-8688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1992 · Amount on Record
Deed Sale	Jan 1, 1992 · Amount on Record
Deed Book / Page	253 / 350
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	192 ALEXANDER RD, TROY, NC 27371-8688
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00821/0015
Date	Feb 8, 2019
Book Page	0821/0015
Instrument	357558

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	192 ALEXANDER RD, TROY, NC 27371-8688
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00821/0001
Date	Feb 8, 2019
Book Page	0821/0001
Instrument	357557

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	192 ALEXANDER RD, TROY, NC 27371-8688
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000634/439
Date	Mar 30, 2009
Book Page	634/439
Instrument	316318

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2024

Interest

Rate Type	Fixed Rate
Rate	3.75%
Change Frequency	2 Years
Min Rate At Change	4.75%
Index	1-Year T-Bill
Margin	1
Max Rate	11.7%

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	192 ALEXANDER RD, TROY, NC 27371-8688
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000698/324
Date	Jun 25, 2012
Book Page	698/324
Instrument	330093

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2027

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,322 (-) Land $7,680 Building $143,642	$151,322 (-) Land $7,680 Building $143,642
2025	$930.00	$151,322 (-) Land $7,680 Building $143,642	$151,322 (-) Land $7,680 Building $143,642
2023		$151,322 Land $7,680 Building $143,642	$151,322 Land $7,680 Building $143,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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