Monroe County property record for 192 2nd Ct, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,142 sqft · built 2006 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jun 2014) |
| Tax Bill | $4,448 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00461200-000000 |
| Primary APN | 00461200-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Attic | Attic |
| Attic Area | 364 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 80 ft deep x 45 ft wide |
| Garage Type | Covered |
| Garage Area | 1,428 sqft |
| Porch | Open Porch |
| Porch Area | 257 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1564656 |
|---|---|
| Street Address | 192 2ND CT |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 15 LT 16 KEY LARGO TRAILER VILLAGE FIRST ADDITION KEY LARGO PB5-55 OR392-271 OR670-228D/C OR895-693 OR895-692/AFF OR1118-2356/57DC OR1119-1583/84PR OR1482-54 OR1773-1861 OR2646-1934/35C/T OR2664-2493 OR2691-201 3114-1194 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 21 |
| Legal Subdivision | KEY LARGO TRAILER VILLAGE 1ST ADD |
| Legal Block | 15 |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 2ND CT, KEY LARGO, FL 33037-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jul 22, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2014 · Amount on Record |
| Deed Sale | Jun 24, 2014 · Amount on Record |
| Prior Sale | Aug 26, 2013 |
| Deed Document Number | 20141987465 |
| Deed Book / Page | 2691 / 201 |
| Last Transfer Date | Jul 21, 2021 |
| Transfer Doc | 0031141194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 192 2ND CT, KEY LARGO, FL 33037-2609 |
| Document Number | 0002551502 |
| Book / Page | 3391 / 1899 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20262551502 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | BANKERS TITLE AND ESCROW SERVICES, BANKERS TITLE & ESCROW SERVICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002551503, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20262551503 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 192 2ND CT, KEY LARGO, FL 33037-2609 |
| Document Number | 0031141194 |
| Book / Page | 3114 / 1194 |
| Map Reference | MB 5 PG 55 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2331518 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 192 2ND CT, KEY LARGO, FL 33037-2609 |
| Name | Verified Name |
|---|---|
| Address | 192 2ND CT, KEY LARGO, FL 33037-2609 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,448.00 (+1.3%) Homeowner's exemption | $522,542 (+12.45%) | $739,555 (+17.97%) Land $243,000 Building $496,555 |
| 2024 | $4,391.00 (+7.57%) | ||
| 2023 | $4,082.00 (+8.08%) Homeowner's exemption | $464,673 (+5.46%) | $626,898 (+7.66%) Land $201,600 Building $425,298 |
| 2022 | $3,777.00 Homeowner's exemption | $440,596 | $582,280 Land $152,100 Building $430,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 147 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 4 condo units |
| Nearby Flood Claims | 160 (1979–2022) |
| Claims Outside the SFHA | 3 of 160 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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