1919 Westover Reserve Blvd, Windermere, FL 34786 Property Records

Orange County property record for 1919 Westover Reserve Blvd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,180 sqft · built 2002
Lot Size	0.261 acres (11,373 sqft)
Owner	2 Company Names on Record
Last Sale	$830,000 (Jun 2021)
Tax Bill	$16,280 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-8626-00-620`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-8626-00-620`
Alternative APNs	`282304862600620` `274182` `279025` `283180`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,180 sqft Living Area
Gross Area	5,668 sqft
1st Floor Area	3,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,373 sqft (0.261 acres)
Garage Type	Attached
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1919 WESTOVER RESERVE BLVD
City	WINDERMERE
State	FL
Zip	34786-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L-D
Legal Description	WESTOVER RESERVE PHASE TWO 39/3 LOT 62
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	WESTOVER RESERVE PH 2
Legal Phase	2
Legal Tract	8626
Legal Lot Number	62
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14815

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4500 BURGESS HILL LN, JOHNS CREEK, GA 30022-1019
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 27, 2017	Warranty Deed, Transfer · ARM PERENNIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	2021374061
Last Transfer Date	Jan 21, 2026
Transfer Doc	0000077578
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Feb 10, 2026
Property Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222
Document Number	0000077578
Map Reference	MB 39 PG 3-6
Instrument Date	Jan 21, 2026
Instrument	20260077578
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4500 BURGESS HILL LN, JOHNS CREEK, GA 30022-1019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 BURGESS HILL LN, JOHNS CREEK, GA 30022-1019

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 23, 2021
Property Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222
Document Number	20210374061
Map Reference	MB 39 PG 3-6
Instrument Date	Jun 21, 2021
Instrument	20210374061
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CENTRAL FLORIDA TITLE CENTER, CENTRAL FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8247 TIBET BUTLER DR, 8247, WINDERMERE, FL 34786-5614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222

Mortgage

Document Number	20210374062
Date	Jun 23, 2021
Instrument	20210374062

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 27, 2018
Property Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222
Document Number	0000745992
Map Reference	MB 39 PG 3-6
Instrument Date	Dec 13, 2018
Instrument	20180745992
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,872.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11859 ALDENDALE ST, 11859, ORLANDO, FL 32836-8855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222

Mortgage

Document Number	0000745995
Date	Dec 27, 2018
Instrument	20180745995

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222
Document Number	0000305994
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1919 WESTOVER RESERVE BLVD WINDERMERE FL 347866222, WINDERMERE, FL 34786-6222

Mortgage

Document Number	0000305994
Date	May 23, 2018
Instrument	305994

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 27, 2017
Property Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222
Document Number	0000161986
Map Reference	MB 39 PG 3
Instrument Date	Mar 19, 2017
Instrument	20170161986
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	STONEBRIDGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7418 CYPRESS GROVE RD # RD131, 7418, ORLANDO, FL 32819-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6222

Mortgage

Document Number	0000161987
Date	Mar 27, 2017
Instrument	20170161987

Lender

Name	PERENNIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,680 (+3.71%) Land $175,000 Building $775,680	$950,680 (-1.41%) Land $175,000 Building $775,680
2025	$16,280.00 (+7.96%)	$916,681 (+4.97%)	$964,270 (+10.42%) Land $175,000 Building $789,270
2024	$15,079.00 (+12.3%)
2023	$13,428.00 (+16.2%)	$873,293 (+26.8%) Land $175,000 Building $698,293	$873,293 (+26.8%) Land $175,000 Building $698,293
2022	$11,556.00	$688,715 Land $150,000 Building $538,715	$688,715 Land $150,000 Building $538,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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