1919 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1919 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,086 sqft · built 2007
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2012)
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-427-106`

Property Details

APN / Parcel Number

Primary APN	`03-14-427-106`

Interior

Building Area	1,086 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	1919 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 PT LT 21 - BEG 39.96'S NW COR, E74.38' S28.4' W74.38' N28.4' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE UNIT 2
Legal Lot Number	21
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1007
Census Tract	103

Owner

1919 Waters Edge Dr is owned and occupied by an individual who acquired it in August 2015.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1919 WATERS EDGE DR, MINOOKA, IL 60447-8269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Oct 13, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2012 · Amount on File
Deed Sale	Aug 10, 2012 · Amount on File
Deed Document Number	2012530915
Last Transfer Date	Aug 9, 2015
Transfer Doc	0000556376
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1919 WATERS EDGE DR, MINOOKA, IL 60447-8269
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000617565
Date	Jan 6, 2023
Instrument	617565

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 13, 2021
Property Address	1919 WATERS EDGE DR, MINOOKA, IL 60447-8269
Document Number	0000608084
Instrument Date	Sep 23, 2021
Instrument	608084
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1919 WATERS EDGE DR, MINOOKA, IL 60447-8269

Mortgage

Document Number	0000608085
Date	Oct 13, 2021
Instrument	608085

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1919 Waters Edge Dr was $5,820 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,820.00	$72,562 Land $17,276 Building $55,286	$217,686 Land $51,828 Building $165,858
2022	$4,195.00 Homeowner's exemption	$58,308 Land $13,882 Building $44,426	$174,924 Land $41,646 Building $133,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1919 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1919 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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