1919 S Smithville Rd, Kettering (Dayton), OH 45420 Property Records

Montgomery County property record for 1919 S Smithville Rd, Kettering, OH 45420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1945
Lot Size0.268 acres (11,700 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Nov 2011)
Tax Bill$3,856 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNN64 03505 0025

Property Details

APN / Parcel Number

Primary APNN64 03505 0025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,392 sqft Living Area
1st Floor Area928 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area11,700 sqft (0.268 acres)
Lot Dimensions180 ft deep x 65 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area216 sqft
Patio Area176 sqft
Canopy216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1919 S SMITHVILLE RD
CityKETTERING
StateOH
Zip45420-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7-2-25
Legal Lot Number25
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group2
Census Block2000
Census Tract21000

Owner

1919 S Smithville Rd is owned and occupied by an individual who bought it in November 2011.

Source: Montgomery County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address1919 S SMITHVILLE RD, KETTERING, OH 45420-1445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2011 · Amount on File
Deed SaleNov 3, 2011 · Amount on File
Deed Document Number11-066241
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address1919 S SMITHVILLE RD, KETTERING, OH 45420-1445
Document Number0000007402
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1919 S SMITHVILLE RD KETTERING OH 454201445, KETTERING, OH 45420-1445

Mortgage

Document Number0000007402
DateJan 30, 2020
Instrument7402
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 29, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,330 Land $14,860 Building $45,470
2024$3,856.00 (+2.74%)
2023$3,753.00 (+12.37%)$60,330 (+42.25%) Land $14,860 Building $45,470$172,390 Land $42,470 Building $129,920
2022$3,340.00$42,410 Land $10,470 Building $31,940
2020$121,160 Land $29,910 Building $91,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1919 S Smithville Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1989–2002)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2002 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1919 S Smithville Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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