Bay County property record for 1919 Monroe Ave, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,398 sqft · built 1965 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $178,300 (Jan 2006) |
| Tax Bill | $756 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14234-000-000 |
| Primary APN | 14234-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,398 sqft Heated Area |
| Gross Area | 2,297 sqft |
| 1st Floor Area | 1,398 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 448 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1919 MONROE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | MONROEVILLE REPLAT BEG 35' W OF SE COR OF LOT 8 TH W 100' N 137.5' E 100' S 137.5' TO BEG |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 32 |
| Legal Subdivision | MONROEVILLE REPLAT |
| Legal Block | B |
| Legal Lot Number | 8 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1502 |
The current owner of 1919 Monroe Ave bought it in January 2006.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1919 MONROE AVE, PANAMA CITY, FL 32405-4014 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2006 · Amount on File |
| Deed Sale | Jan 20, 2006 · Amount on File |
| Deed Document Number | 2006-004356 |
| Deed Book / Page | 2728 / 1034 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1919 Monroe Ave was $756 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $756.00 Homeowner's exemption | $89,926 | $121,024 Land $37,151 Building $83,873 |
| 2023 | $911.00 (-2.15%) Homeowner's exemption | $84,847 (+3%) | $102,150 (+15.33%) Land $32,883 Building $69,267 |
| 2022 | $931.00 Homeowner's exemption | $82,376 | $88,572 Land $25,705 Building $62,867 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1919 Monroe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 13 of 15 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1919 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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