19182 Crossroads, Spiro, OK 74959 Property Records

Le Flore County property record for 19182 Crossroads, Spiro, OK 74959

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,960 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$628 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Oct 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`16642`

Property Details

APN / Parcel Number

Primary APN	`16642`
Alternative APN	`0000-07-09N-26E-0-021-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	48 sqft
Deck Area	160 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	160 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16642
Street Address	19182 CROSSROADS
City	SPIRO
State	OK
Zip	74959-4092
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	SEC 7 TWP 9N RNG 26E PT SW SE SE BEG 315 E SW COR E210 N210 W210 S210 POB B1273 P232
Legal Range	26E
Legal Township	09N
Legal Section	07
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	3
Census Block	3024
Census Tract	40303

Owner

19182 Crossroads, a mobile home, is owned and occupied by an individual.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	19182 CROSSROADS, SPIRO, OK 74959-4092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Loan Modification, Mortgage · Conventional Mortgage NATIONAL BK/SALLISAW
Oct 17, 2019	Deed of Trust, Construction Loan · Construction Mortgage NATIONAL BK/SALLISAW

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	19182 CROSSROADS, SPIRO, OK 74959-4092
Document Number	0021190209
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19182 CROSSROADS SPIRO OK 749594092, SPIRO, OK 74959-4092

Mortgage

Document Number	0021190209
Date	Sep 28, 2020
Book Page	002119/000209
Instrument	6884

Lender

Name	NATIONAL BK/SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 27, 2025

October 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Recording Date	Oct 17, 2019
Property Address	19182 CROSSROADS, SPIRO, OK 74959-4092
Document Number	0020870056
Book / Page	002087 / 000056
Instrument Date	Oct 7, 2019
Instrument	7331
Transaction Type	Construction Loan
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19182 CROSSROADS SPIRO OK 749594092, SPIRO, OK 74959-4092

Mortgage

Document Number	20870056
Date	Oct 17, 2019
Book Page	002087/000056
Instrument	7331

Lender

Name	NATIONAL BK/SALLISAW
Type	Bank
Address	SALLISAW, OK 74955

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 16, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 19182 Crossroads was $628.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,439 (+5%) Land $667 Building $6,772	$67,630 (-48.37%) Land $6,064 Building $61,566
2025	$628.00	$7,085 Land $635 Building $6,450	$130,978 Land $15,000 Building $115,978
2023	$423.00	$4,649 Land $605 Building $4,044	$42,264 Land $5,500 Building $36,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19182 Crossroads in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19182 Crossroads is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO EAST WATER ASSOCIATION serves 1,817 people · EPA ID OK3004005
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids not recorded as resolved · Jul 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

May also be available: T-Mobile.

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