19181 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 19181 Leonard Rd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,143 sqft · built 2019
Lot Size	0.188 acres (8,200 sqft)
Owner	2 Individual Names on File
Last Sale	$330,900 (Aug 2019)
Tax Bill	$7,970 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-26-18-0100-00500-0460`

Property Details

APN / Parcel Number

Primary APN	`34-26-18-0100-00500-0460`
Alternative APN	`1086305`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,143 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	1,050 sqft
Upper Floors Area	1,093 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,200 sqft (0.188 acres)
View / Lot	Water
Garage Area	420 sqft
Porch	Porch
Porch Area	144 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1086305
Street Address	19181 LEONARD RD
City	LUTZ
State	FL
Zip	33558-5562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MORSANI PHASE 2 PB 77 PG 096 BLOCK 5 LOT 46
Legal Range	18E
Legal Township	26S
Legal Section	34
Legal Subdivision	LONG LAKE RANCH VILLAGE
Legal Phase	2
Legal Tract	100
Legal Block	5
Legal Lot Number	46
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2008
Census Tract	31605

Owner

19181 Leonard Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19181 LEONARD RD, LUTZ, FL 33558-5562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Deed Document Number	0009952751
Deed Book / Page	9952 / 751
Record Updated	Jun 8, 2026

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Aug 7, 2019
Property Address	19181 LEONARD RD, LUTZ, FL 33558-5562
Document Number	0099520751
Book / Page	009952 / 000751
Instrument Date	Aug 7, 2019
Instrument	133231
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,315.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19181 LEONARD RD LUTZ FL 33558, LUTZ, FL 33558

Mortgage

Document Number	99520753
Date	Aug 7, 2019
Book Page	009952/000753
Instrument	133232

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19181 Leonard Rd was $7,970 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,970.00 Homeowner's exemption	$328,140 Land $118,196 Building $209,944	$443,028 Land $118,196 Building $324,832
2023	$7,612.00 (+8.43%) Additional exemption filed	$309,620 (+3.28%) Land $81,698 Building $227,922	$442,271 (+25.88%) Land $81,698 Building $360,573
2022	$7,020.00 Homeowner's exemption	$299,800 Land $68,762 Building $231,038	$351,332 Land $68,762 Building $282,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19181 Leonard Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19181 Leonard Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20