1918 W Spencer St, Appleton, WI 54914 Property Records

Outagamie County property record for 1918 W Spencer St, Appleton, WI 54914

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,392 sqft · built 1948
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jan 2018)
Tax Bill	$1,990 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-1-1180-00`

Property Details

APN / Parcel Number

Primary APN	`10-1-1180-00`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	1,208 sqft
Basement Area	1,184 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	396 sqft
Porch	Enclosed Concrete/Masonry Porch
Greenhouse	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1918 W SPENCER ST
City	APPLETON
State	WI
Zip	54914-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 301.32FT W OF SE COR SE SE SEC28 T21N R17E N174FT W130FT S174FT E130FT TO BEG
Legal Range	17E
Legal Township	21N
Legal Section	28
Jurisdiction	OUTAGAMIE WI
Township / Civil Division	GRAND CHUTE
Census Block Group	3
Census Block	3012
Census Tract	11001

Owner

1918 W Spencer St is owned and occupied by two individuals who bought it in January 2018.

Source: Outagamie County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1918 W SPENCER ST, APPLETON, WI 54914-4641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOLF RIVER COMMUNITY BANK
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit WOLF RIVER CMNTY BK
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage WOLF RIVER CMNTY BK
Feb 26, 2018	Warranty Deed, Transfer · Conventional with PMI WOLF RIVER CMNTY BK
Jan 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Prior Sale	Apr 2, 2014 · Amount on File
Deed Document Number	20182125634
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUTAGAMIE WI
Recording Date	Aug 28, 2026
Property Address	1918 W SPENCER ST, APPLETON, WI 54914-4641
Document Number	0002372068
Instrument Date	Aug 24, 2026
Instrument	20262372068
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1918 W SPENCER ST, APPLETON, WI 54914-4641

Mortgage

Document Number	0002372068,
Date	Aug 28, 2026
Instrument	20262372068

Lender

Name	WOLF RIVER COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUTAGAMIE WI
Property Address	1918 W SPENCER ST, APPLETON, WI 54914-4641
Document Number	0002198419
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1918 W SPENCER ST APPLETON WI 549144641, APPLETON, WI 54914-4641

Mortgage

Document Number	0002198419
Date	Jul 8, 2020
Instrument	2198419

Lender

Name	WOLF RIVER CMNTY BK
Type	Bank
Address	HORTONVILLE, WI 54944

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUTAGAMIE WI
Property Address	1918 W SPENCER ST, APPLETON, WI 54914-4641
Document Number	0002167528
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 W SPENCER ST APPLETON WI 549144641, APPLETON, WI 54914-4641

Mortgage

Document Number	0002167528
Date	Aug 7, 2019
Instrument	2167528

Lender

Name	WOLF RIVER CMNTY BK
Type	Bank
Address	HORTONVILLE, WI 54944

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OUTAGAMIE WI
Recording Date	Feb 26, 2018
Property Address	1918 W SPENCER ST, APPLETON, WI 54914-4641
Document Number	0002127409
Instrument Date	Feb 16, 2018
Instrument	2127409
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1918 W SPENCER ST APPLETON WI 549144641, APPLETON, WI 54914-4641

Mortgage

Document Number	2127410
Date	Feb 26, 2018
Instrument	2127410

Lender

Name	WOLF RIVER CMNTY BK
Type	Bank
Address	HORTONVILLE, WI 54944

Agreement

Type	Conventional with PMI
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OUTAGAMIE WI
Recording Date	Jan 29, 2018
Property Address	1918 W SPENCER ST, APPLETON, WI 54914-4641
Document Number	0002125634
Instrument Date	Mar 30, 2017
Instrument	2125634
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N726 PETIT CT FREMONT WI 549409161, FREMONT, WI 54940-9161

Tax Assessment & Valuation

Source: Outagamie County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Outagamie County
County Subdivision	Grand Chute Town
Unified School District	Appleton Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,200 Land $50,600 Building $174,600	$237,800
2024	$1,990.00 (+2.79%)
2023	$1,936.00 (+0.83%) Homeowner's exemption	$122,100 (-) Land $33,700 Building $88,400	$158,314 (+15.63%) Land $43,695 Building $114,619
2022	$1,920.00 Homeowner's exemption	$122,100 Land $33,700 Building $88,400	$136,909 Land $37,787 Building $99,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1918 W Spencer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1918 W Spencer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND CHUTE TN SAN DIST 1 serves 21,583 people · EPA ID WI4450429
Water Source	Purchased surface water from APPLETON WATERWORKS
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications.

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