1918 Saddlebrook Dr, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 1918 Saddlebrook Dr, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,087 sqft · built 1995
Lot Size	0.5 acres (21,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Feb 2019)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080F-B-040.00-000`

Property Details

APN / Parcel Number

Primary APN	`080F-B-040.00-000`
Alternative APNs	`080F B 04000` `R0046039`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,087 sqft Living Area
1st Floor Area	893 sqft
Upper Floors Area	893 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	21,774 sqft (0.5 acres)
Lot Dimensions	140 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	920 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0046039
Street Address	1918 SADDLEBROOK DR
City	MURFREESBORO
State	TN
Zip	37129-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 110 HAYNES HAVEN ESTATES SEC 10 PB 11 PG 11 135.46 X 140 IRR
Legal Subdivision	HAYNES HAVEN ESTATES SEC 10
Legal Lot Number	110
Jurisdiction	RUTHERFORD TN
Township / Civil Division	15
Census Block Group	2
Census Block	2010
Census Tract	41302

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1918 SADDLEBROOK DR, MURFREESBORO, TN 37129-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 1, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Document Number	20192189244
Deed Book / Page	1745 / 1405
Transfer Doc	9431946
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1918 SADDLEBROOK DR, MURFREESBORO, TN 37129-1518
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21112427
Date	Jul 19, 2021
Book Page	2111/2427
Instrument	2376653

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 1, 2019
Property Address	1918 SADDLEBROOK DR, MURFREESBORO, TN 37129-1518
Document Number	RB17451405
Book / Page	001745 / 001405
Instrument Date	Jan 30, 2019
Instrument	2189244
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	SOUTHEAST TITLE, SOUTHEAST TITLE/MURFREESBORO L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1918 SADDLEBROOK DR MURFREESBORO TN 371291518, MURFREESBORO, TN 37129-1518

Mortgage

Document Number	RB17451408
Date	Feb 1, 2019
Book Page	001745/001408
Instrument	2189245

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,650 (+40.46%) Land $35,000 Building $79,650	$458,600 (+40.46%) Land $140,000 Building $318,600
2025	$2,480.00 (+7.41%)	$81,625 (-) Land $15,000 Building $66,625
2023	$2,309.00	$81,625 Land $15,000 Building $66,625	$326,500 (-6.93%) Land $60,000 Building $266,500
2022			$350,800 Land $60,000 Building $290,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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