1918 Reflection Ln, Bowling Green, KY 42101 Property Records

Warren County property record for 1918 Reflection Ln, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2002
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (May 2022)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028A-16-001`

Property Details

APN / Parcel Number

Primary APN	`028A-16-001`
Alternative APNs	`W0005391` `386551` `389492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Porch	Porch
Porch Area	97 sqft
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	W0005391
Street Address	1918 REFLECTION LN
City	BOWLING GREEN
State	KY
Zip	42101-4261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 SUBD:JENNINGS MILL
Legal Subdivision	JENNINGS MILL
Legal Lot Number	1
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3005
Census Tract	11002

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1918 REFLECTION LN, BOWLING GREEN, KY 42101-4261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 11, 2022	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 26, 2022	Deed, Transfer · Line of Credit AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Jan 26, 2022
Deed Document Number	1951398
Deed Book / Page	D1257 / 427
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1918 REFLECTION LN, BOWLING GREEN, KY 42101-4261
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 REFLECTION LN, BOWLING GREEN, KY 42101-4261

Mortgage

Document Number	0M3411/901
Date	Oct 6, 2023
Book Page	M3411/901
Instrument	2020825

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 11, 2022
Property Address	1918 REFLECTION LN, BOWLING GREEN, KY 42101-4261
Document Number	0D1257/427
Book / Page	D1257 / 427
Map Reference	MB 30 PG 171-173
Instrument Date	May 7, 2022
Instrument	1951398
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	998 BOBCAT DR, CLARKSVILLE, TN 37042-6771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 REFLECTION LN, BOWLING GREEN, KY 42101-4261

Mortgage

Document Number	0001951399
Date	May 11, 2022
Instrument	1951399

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 26, 2022
Property Address	1918 REFLECTION LN, BOWLING GREEN, KY 42101-4261
Document Number	0D1249/900
Book / Page	D1249 / 900
Map Reference	MB 30 PG 171-173
Instrument Date	Jan 24, 2022
Instrument	1936340
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1188 PRINCETON RD, MADISONVILLE, KY 42431-3189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 REFLECTION LN, BOWLING GREEN, KY 42101-4261

Mortgage

Document Number	0001936186
Date	Jan 26, 2022
Instrument	1936186

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Mar 20, 2027

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (+12.03%)	$181,300 (+14.03%)	$181,300 (+14.03%)
2023	$1,363.00	$159,000	$159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: North Central Communications, Verizon.

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