1918 Oak St, Wilmington, NC 28401 Property Records

New Hanover County property record for 1918 Oak St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,447 sqft · built 1945
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2018)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06009-007-020-000`

Property Details

APN / Parcel Number

Primary APN	`R06009-007-020-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	860 sqft
Finished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Terrain	Above Road/Slope

Exterior Amenities

Porch	Slab
Porch Area	284 sqft
Deck Area	225 sqft
Patio Area	520 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1918 OAK ST
City	WILMINGTON
State	NC
Zip	28401-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7,RESIDE
Legal Description	2-4 SUMMER HILL WILM BLK 43
Legal Subdivision	SUMMER HILL TRACT
Legal Block	43
Legal Lot Number	20
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1017
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sunset Park Historic District listed 2003 · 827 contributing resources · NRIS 03001265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1918 OAK ST, WILMINGTON, NC 28401-6701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 25, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	May 11, 2005 · Amount on Record
Deed Document Number	201816257
Deed Book / Page	6144 / 1073
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1918 OAK ST, WILMINGTON, NC 28401-6701
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00643002530
Date	Mar 31, 2021
Book Page	6430/2530
Instrument	2021015778

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Apr 1, 2039

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 25, 2018
Property Address	1918 OAK ST, WILMINGTON, NC 28401-6701
Document Number	0061441073
Book / Page	006144 / 001073
Instrument Date	May 23, 2018
Instrument	16257
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1918 OAK ST WILMINGTON NC 284016701, WILMINGTON, NC 28401-6701

Mortgage

Document Number	61441076
Date	May 25, 2018
Book Page	006144/001076
Instrument	16258

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,400 (-) Land $82,200 Building $184,200	$266,400 (-) Land $82,200 Building $184,200
2025	$1,567.00 (-2.61%)	$266,400 (+44%) Land $82,200 Building $184,200	$266,400 (+44%) Land $82,200 Building $184,200
2024	$1,609.00 (+2.94%)
2023	$1,563.00 (-0.57%)	$185,000 Land $61,000 Building $124,000	$185,000 Land $61,000 Building $124,000
2022	$1,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1984–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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