1918 Luzerne Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1918 Luzerne Ave, Silver Spring, MD 20910 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,841 sqft · built 1922
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Last Sale	$781,000 (Dec 2021)
Tax Bill	$6,387 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01417677`

Property Details

APN / Parcel Number

Primary APN	`13-01417677`
Alternative APN	`01417677`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,041 sqft
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	01417677
Street Address	1918 LUZERNE AVE
City	SILVER SPRING
State	MD
Zip	20910-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH WOODSIDE SEC 1
Legal Subdivision	NORTH WOODSIDE
Legal Block	E
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2034
Census Tract	702800

Owner

Source: Montgomery County records · APN 13-01417677

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1918 LUZERNE AVE, SILVER SPRING, MD 20910-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed, Transfer · Conventional Mortgage NFM INC
Mar 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Book / Page	64854 / 396
Prior Transfer Date	May 26, 2016
Prior Transfer Doc	0523800080
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 17, 2021
Property Address	1918 LUZERNE AVE, SILVER SPRING, MD 20910-2131
Document Number	0648540396
Book / Page	64854 / 396
Map Reference	MB 3 PL 250
Instrument Date	Dec 13, 2021
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1918 LUZERNE AVE, SILVER SPRING, MD 20910-2131

Mortgage

Document Number	0064854403
Date	Dec 17, 2021
Instrument	64854/403

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1918 LUZERNE AVE, SILVER SPRING, MD 20910-2131
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	DISTRICT TITLE A CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 LUZERNE AVE, SILVER SPRING, MD 20910-2131

Mortgage

Document Number	0620650237
Date	Mar 03, 2021
Book Page	62065/237

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1918 LUZERNE AVE, SILVER SPRING, MD 20910-2131
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	DISTRICT TITLE A CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600550001
Date	Jul 16, 2020
Book Page	60055/1

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,300 (+2.01%)	$559,100 (-) Land $338,100 Building $221,000
2025	$6,387.00 (-6.92%)	$537,500 (+6.52%)	$559,100 (+6.15%) Land $338,100 Building $221,000
2024	$6,862.00 (+28.38%)
2023		$504,600	$526,700 Land $302,900 Building $223,800
2022	$5,345.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317028002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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